To be eligible for First Premier Lending you must be able to provide proof of employment or regular income. You must also be a U.S. citizen with a valid Social Security Number and have either a valid driver’s license, or a state ID. Other than that you must have a bank account, and NOT be a customer at MetaBank.

First Premier Lending is not a lender. Rather, it is an online loans aggregator that bundles together multiple lenders who compete to lend to people who fill out the form in the platform. First Premier Lending does not provide loans itself, and because of that it also does not perform credit checks on applicants. However, lenders perform credit checks as soon as you agree to their terms and decide to apply. For this reason it is advisable that you check your credit score, just to make sure you do not take an unnecessary hit to your score.

In order to get loan offers through First Premier Lending you must provide the information which the platform requires to match you to the best lenders. You can do that by logging on to First Premier Lending’s website, selecting the product you wish to acquire (whether a personal loan, a mortgage, insurance, or real estate), and then going through the steps indicated by the platform, providing truthful information. The information required might include (but not restricted to) personal information such as full name and Social Security Number, contact information such as home address, phone number and email, as well as financial information such as income and housing situation.