Although the Huntington Bank Voice Rewards credit card does not specify a minimum credit score for applicants, the card offers benefits, perks and rewards compatible with cards which require a Good to Excellent credit score from its applicants. Therefore, if you are planning to apply for the Huntington Bank Voice Rewards credit card it is advisable that you have at least a Good credit score. In Equifax terms, that is a credit score of between 670 and 739.

In order to redeem your Huntington Bank Voice Rewards credit card rewards, you must log into Huntington’s website and review your rewards account. Check your available points and browse through the redemption catalog to check out their redemption offerings. If for any reason you have difficulty accessing this feature, call Huntington Customer Service at 1-800-340-4165. Their phone customer service works 24 hours a day, 7 days a week.

With the Huntington Bank Voice Rewards credit card you can earn up to 3X points on purchases in bonus categories of your choosing up to the amount of $2,000. Once you have reached that amount, the rewards rate is 1X points per dollar. Each point is worth $0.01, which means if you accumulate 5,000 points, you are entitled to $50 in cash back.