This card does not require a security deposit, allowing you to increase your credit limit within 6 months. Learn how to apply with this First Savings Credit Card application guide.

Get fraud coverage in case you lose your card, manage your account and pay your bill online. Read on and find out how to apply for this card.

If you go to First Savings Credit Card’s website you will notice that, oddly enough, there is nowhere on the site where you can apply for the card.

This happens because you can only apply for this card if you receive an invitation with a “Reservation Number” and an “Access Code”.

Also, if you search all over the website you will not find any information on how you can get an invitation for the First Savings Credit Card. So it is unclear how the company picks the individuals who receive their invitation.

You can receive the invitation both by mail or email, and once you have the reservation number and the access code, you must enter them on your acceptance form.

Individuals with poor credit are the main target of the First Savings Credit Card, and even though First Savings may seem like a small issuer, they are present nationwide.

So if you live in the United States and have poor credit, you are a likely target for their invitation. Keep an eye on your mailbox.

Once you have received an invitation in the mail or in your email, search for the Reservation Number and the Access Code in it.

The Reservation Number is a 12-digit number which you can find at the right side of your invitation letter, and the access code is a 6-digit number right below.

Then head to First Savings’ website and locate the “Accept Online” button.

Once you click that button, you will be taken to another page where you must first enter the Reservation Number and then the Access Code. 

After doing that hit “Continue”. This will take you to step 2, where you will verify your mailing address. Then, in step 3, you will complete the acceptance form and verify your information.

Finally, in step 4, you will accept the offer, and you are done! Congratulations!

If you are looking for a card that you can access faster than the previous one, you might want to check out the Mission Lane Visa® Credit Card.

This is an unsecured card that gives you a $300+ spending limit without the need for a security deposit.

Not only does Mission Lane report your activity to the three main bureaus, but  it also offers access to credit-building education to help you on your journey. 

Sounds interesting? Then hit the link below and we will tell you all about it.