The starting limit for the Milestone® Mastercard® Credit Card is $300, which means all new cardholders are guaranteed that amount. However, it can be higher depending on factors like your credit history, annual income and debt do income ratio. However, it’s important to note that since the annual fee is deducted from the spending limit once you open the account, you’ll likely start with less limit than what you’ve been approved for.

Yes. The Milestone® Mastercard® Credit Card is issued by The Bank of Missouri, FDIC Member. The bank as an A+ rating with the Better Business Bureau. Plus, the Milestone® Mastercard® Credit Card reports all account activity to the three main credit bureaus in the country (Experian, Equifax and TransUnion).

The Milestone® Mastercard® Credit Card works very well as a credit builder card because it reports all monthly payments to the three main credit bureaus. To increase your score, you must use your card responsibly. That means keeping your credit utilization below 30%, and paying your balance in full and on time every month.