The Overstock credit card allows you to enjoy exclusive offers and receive special financing though shopping at Overstock.com. This is a store card that can only be used at Overstock.com. Still, the card reports to multiple credit bureaus, which contributes to your credit score.

You can apply for the Overstock credit card directly on the Overstock website. Head to overstock.com/storecard, scroll down and click on the “Apply Now” button. For more information on how to apply, read our application guide for the Overstock credit card.

No. The Overstock credit card is designed with the sole purpose of being used for Overstock.com purchases. This does not include Overstock-Hotels.com.

There is no expiration date for the Overstock credit card. This card will remain valid for as long as you want it. The only reason for your card being canceled is either because you have requested it yourself, or because it has not been used in some time and the issuer has canceled it for security purposes.

Special financing is divided into four different plans which work as the following. If you make a minimum $249 purchase you will pay no interest within 6 months if you pay in full. If you make a minimum $499 purchase you will pay no interest within 12 months if you pay in full. If you make a minimum $1,499 purchase you will pay no interest within 18 months if you pay in full. If you make a minimum $1,999 purchase you will pay no interest within 24 months if you pay in full.

Yes, you can request for a credit line increase by calling 1-855-810-2546. Alternatively you can log into their account center at https://d.comenity.net/overstock/.