Applicants for the PenFed Pathfinder Rewards Visa Signature card must have a credit score of 750 or higher. This scoring generally falls within the category of excellent credit, which means it is advisable that you check your current credit score before applying for this card. If you receive mail or email of a pre-approved offer from PenFed, that is an indication that your credit profile probably meets the requirements for being approved for the PenFed Pathfinder Rewards Visa Signature card.

You can redeem your points in a variety of ways. Depending on how you choose to redeem them you will get more or less value per point. Redeeming your rewarded points for gift cards and merchandise yields a value of 0.85 cents per point. If you decide to redeem your points for travel, they will average a value of 1.7 cents a point. Since the PenFed Pathfinder Rewards Visa Signature card is a travel credit card, you can get the most value per point if you redeem your points for travel.