The Petal® 2 Visa® Credit Card is available for applicants with a limited credit history. That means you don’t need to have a credit score to be approved for this card. However, if you already have an established credit history, you’ll need a FICO score of at least 640 to become eligible for the card.

Yes. The Petal® 2 Visa® Credit Card is a legitimate credit card issued by WebBank. The issuer is an FDIC member and is accredited by the Better Business Bureau.

You can use your Petal® 2 Visa® Credit Card anywhere in the world where they accept Visa cards. Visa cards have a broad acceptance in over 200 countries. Plus, one of the many perks of the Petal® 2 Visa® Credit Card is that there are no foreign transaction fees. That means you can make international purchases with no extra charge.

The initial credit limit for the Petal® 2 Visa® Credit Card can be anywhere between $300 and $10,000. What determines your specific spending power are key data points such as previous credit limits, your ability to pay and your credit history.