With TrueAmericanLoan, after filling out and submitting the application form, you will be connected to one or more lenders within just a few minutes. After that you will apply with a lender, and as soon as that is done, the lender could make funds available in your checking account within as little as one business day. However, the process can take a little longer so expect a little variance.

TrueAmericanLoan is not a direct lender. Therefore it does not perform credit checks on borrowers. However, once you opt for a loan, the actual lender might perform credit checks which could impact your credit score. Therefore we recommend that you check your credit score before applying for a loan to make sure you do not take any unnecessary hits to your credit score.

To use TrueAmericanLoan to receive loan offers you must be 18 years old or above, be a U.S. citizen and be currently employed with an income of at least $800 a month or more. Also TrueAmericanLoan does not accept applications from Military Personnel, and you must also have a checking account to be able to receive your funds. Another important requirement is the minimum credit score. TrueAmericanLoan requires a minimum credit score of 540. However, if you have a higher credit score, you will probably receive more offers to compare.