Credit Cards
SavorOne Rewards Credit Card review
Looking for a no-frills rewards credit card? The Capital One SavorOne Credit Card might be perfect for you. Read our full review to learn more about its features and all that it has to offer.
Advertisement
by Aline Barbosa
SavorOne Rewards Credit Card: Discover the delicious perks of unlimited rewards!
If you’re looking for a rewards credit card that is easy to use and offers great benefits, the SavorOne Rewards Credit Card from Capital One is an excellent option.
SavorOne Rewards Card application process
Learn how to easily apply for the Capital One SavorOne Rewards Card and get unlimited rewards for your everyday spending!
There is no annual fee associated with this card. Plus, you can earn 3% cash back on dining, entertainment purchases and grocery store purchases; and 1% cashback on everything else you buy.
- Credit Score: Capital One requires an excellent score for the SavorOne Card.
- APR: New members get a promo 0% APR for 15 months, and then a variable APR between 17.99% – 27.99% applies.
- Annual Fee: The SavorOne doesn’t charge an annual fee.
- Fees: 3% balance transfer fee during the promo intro, cash advances have a 3% fee. Late payments can go up to $40.
- Welcome bonus: New cardholders can earn a one-time $200 cash bonus for spending $500 within the first 3 months.
- Rewards: 8% on Capital One Entertainment. 5% back for travel-related purchases with Capital One Travel. 3% on select streaming services, grocery stores, dining and entertainment. 1% on everything else.
There are no foreign transaction fees, and you get access to travel benefits, including a complimentary extended warranty and purchase protection.
You also enjoy an introductory 0% APR for the first 15 months after opening your SavorOne account.
With all these great features, it’s no surprise that SavorOne Rewards Credit Card is a fantastic choice for anyone looking to earn rewards while spending responsibly.
Keep reading our full review to learn everything this card has in store for you.
SavorOne Rewards Credit Card: how does it work?
Issued by Capital One, the SavorOne Rewards Credit Card makes it easy to earn fantastic rewards on everyday purchases.
With this card, you’ll earn a great rate on things like dining, streaming services and grocery stores. Plus, a flat 1% return on everything else.
The SavorOne offers all new cardholders an extensive 0% APR period for purchases and balance transfers – perfect for helping you pay down your debt or purchase expensive items.
After that period ends, you’ll be subject to a variable APR between 17.99% and 27.99%.
This credit card also offers some great perks, such as no annual fee and access to exclusive dining and entertainment offers.
You can easily redeem your rewards for any amount, anytime – they don’t expire for the life of the account.
Plus, you can track your spending easily with online banking tools, get personalized insights about your spending habits, and receive fraud protection with $0 Fraud Liability.
Capital One also provides virtual cards for online shopping and Security Alerts for suspicious activities.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Significant benefits and disadvantages you may find
Keep reading to learn more about the advantages and disadvantages of the SavorOne Rewards Credit Card.
That way, you can decide whether the pros outweigh the cons before you sign up.
Advertisement
Benefits
- Great rewards on purchases you make daily, like dining and groceries;
- Extensive 0% APR introductory period for new cardmembers;
- New members also get an easily obtainable $200 bonus;
- Ideal for international purchases since it has no foreign transaction fees.
Disadvantages
- Possible high APR depending on where your credit stands;
- You need an excellent score to qualify for the SavorOne.
Is a good credit score required for applicants?
Yes. To be able to qualify for this credit card, you’ll need an excellent rating. However, Capital One considers more than your credit score for approval.
Your income, debt to income ratio, employment status and number of open accounts also play an important role.
Learn how to apply and get a SavorOne Rewards Credit Card
It takes only a few clicks to apply for a SavorOne Rewards Credit Card. In the following link, we’ll look over the application process step-by-step so you can request yours.
Getting more value for your money is just a few minutes away!
SavorOne Rewards Card application process
Learn how to easily apply for the Capital One SavorOne Rewards Card and get unlimited rewards for your everyday spending!
Aline Barbosa
Trending Topics
What are the best Chase credit cards?
Compare the best Chase credit cards and find the right one for your specific financial needs. Get great rewards and bonuses with these cards!
Keep ReadingCapitec Credit Card review: Free travel insurance
Looking for a high credit limit and earning interest on a positive balance? Check out this Capitec Credit Card review!
Keep ReadingUS Bank Cash+® Visa® Secured Card application
Applying for the U.S. Bank Cash+® Visa® Secured Card is easy! Learn how to get started and find out what you need to qualify.
Keep ReadingYou may also like
Aspire® Cash Back Reward Card review
Learn how you can earn generous cash back rewards on your daily purchases in our complete Aspire® Cash Back Reward Card review.
Keep ReadingThe Post New recommendation – ElectroFinance Lease
ElectroFinance Lease allows you to easily lease electronics so that you can buy them later even if you have bad credit. Check it out!
Keep ReadingHow to open your account and start banking with GO2bank?
Open a GO2bank account today and get access to a convenient banking service with a high-yield savings account
Keep Reading