SDFCU checking account review: easy money access!
If you need a checking account with no monthly fees and free access to almost 30,000 ATMs, read our SDFCU checking account review to learn more!
SDFCU checking account: options with no minimum balance!
Are you looking for a checking account to help manage your money needs? If so, you can read our SDFCU checking account review to learn about this account that has many features to benefit you!
Moreover, you should know that SDFCU offers different types of checking accounts. So, with the basic account, you can get it for free without minimum balance requirements!
Also, you’ll be able to easily access your money with any of the accounts offered. Plus, you’ll get the option to access a debit card!
So, if you want to learn more about these accounts, keep reading our SDFCU checking account review!
How does the SDFCU checking account work?
You can get more than one checking account option with SDFCU. For example, there is a basic checking account that has no monthly fees and no minimum balance requirements.
Also, with the basic account, you can get access to overdraft protection and almost 30,000 free ATMs. Plus, you can use the SDFCU mobile app to deposit checks easily!
On the other hand, you can apply for the Advantage checking account, which even offers interest earning. With this checking account, you can earn 0.45% or 0.50% APY.
Plus, with all these accounts, you can get access to a free Visa debit card. Moreover, you’ll get account alerts to see how you’re using your account and manage your money better.
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SDFCU checking account: should you apply for it?
As you can see, the checking accounts offered by SDFCU are full of benefits for its users. You can get overdraft protection and even a free Visa debit card to use with your account.
Also, you don’t have to pay any monthly fees to use the basic account. And you can earn interest with the Advantage SDFCU checking account.
Moreover, you can even access your account 24/7 to manage it from anywhere you are in an easy way. You’ll only need internet access. Plus, you can use the mobile app to have an even better banking experience!
However, these accounts also have some downsides, as with any other checking account. So, you can read our list below to see the pros and cons of having an SDFCU checking account!
- There is more than one checking account option;
- You can get a free Visa debit card;
- There are no monthly fees;
- You’ll get access to almost 30,000 free ATMs;
- There is no minimum balance for the basic account.
- You can’t earn interest with the basic checking account option.
What is the required credit score?
There are no official credit score requirements for this account. Also, you’ll need to go through an application process, but it’s likely that you’ll get approved even if you don’t have a very high credit score.
How to join the SDFCU checking account?
You can easily learn how to join the SDFCU checking account. Also, you can do it all online and anywhere you are! Plus, there are no minimum balances to apply for the basic checking account!
About the author / Aline Barbosa
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