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Standard Bank Gold Credit Card review: a top-tier card with
Read this Standard Bank Gold Credit Card review and see how this top-tier card offers you travel and flight discounts with a low monthly fee.
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Get a high credit limit, flight and travel discounts with this credit card
This first-tier credit card offers some of the best advantages you will find in South Africa. Read on and find out all you need to know in this Standard Bank Gold Credit Card review.
How to get your Standard Bank Gold Credit Card
In this Standard Bank Gold Credit Card application guide we are going to take you by the hand and show you how to get this card.
- Credit Score: Not specified
- APR: Not Specified
- Monthly Fee: R60.00
- Fees: Free ATM cash deposits up to R3000.00 and R10.00 per R1000.00 thereafter, branch cash deposit fee of R18.00 per R1000.00, Standard Bank ATM withdrawal fee of R7.50 per R1000.00, other banks’ ATM cash withdrawal fee of R20.00 per R1000.00, international ATM cash withdrawal fee of R20.00 per R1000.00 plus 2.75% foreign transaction fee, card initiation fee of R180.00, POS purchase with cashback fee of R1.40 per R100.00, POS cash back only fee R1.40 per R100.00, foreign transaction fee of 2.75%.
- Welcome bonus: N/A
- Rewards: UCount Rewards Points on all purchases.
The Standard Bank Gold Credit Card also offers some of the lowest rates and fees in the country, with a monthly service fee of only R60.00.
The card comes with insurance, travel, and many lifestyle advantages which you will love. Read on and find out!
Standard Bank Gold Credit Card: how it works?
The Standard Bank Gold Credit Card offers a range of benefits and advantages for customers in South Africa.
With a low monthly service fee of R60.00 and a credit limit of R250,000.00, this card is suitable for first-time credit card holders and those with a minimum income of R5000.00.
In addition to offering up to 55 days of interest-free credit when the balance is paid in full, this card also comes with 3D Secure verification for safer online shopping.
It also comes with automatic basic travel insurance for medical expenses up to R1,000,000.00 for the first 90 days of travel.
Cardholders can also take advantage of discounts on Emirates flights, food and lifestyle offers with the Mastercard App, and 4 Ster Kinekor tickets for the price of 3.
The card also includes a Tap to Pay function for purchases under R500.00 and free access to Standard Bank digital platforms.
With the option to earn UCount Rewards Points, as well as discounts on Health Spa vouchers, AA subscriptions, and purchases at Hirsch’s and A Place to Shop, this card offers a range of perks for users.
To qualify for the Standard Bank Gold Credit Card, applicants must be over the age of 18, have a South African ID or passport, and provide proof of income and residence.
Those who do not bank with Standard Bank will also need to provide a recent three-month bank statement. With its wide range of benefits and competitive fees and rates, the Standard Bank Gold Credit Card is a strong choice for South African consumers.
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Significant benefits and disadvantages of the Standard Bank Gold Credit Card
Now that you are familiar with this card’s details, let’s have a look at its pros and cons.
Benefits
- High credit limit
- Low monthly fee
- Travel insurance
- A number of flights and travel discounts
Disadvantages
- Subscription fee for UCount rewards
Is a good credit score required for applicants?
The Standard Bank Gold Credit Card does not specify its credit score requirements. However, this is a card designed for first-time cardholders with a minimum income of R5000.00.
Learn how to apply and get a Standard Bank Gold Credit Card
If you like what you have seen in this Standard Bank Gold Credit Card review, you might want to apply for this card. Click the link below, and we will show you how to do it.
How to get your Standard Bank Gold Credit Card
In this Standard Bank Gold Credit Card application guide we are going to take you by the hand and show you how to get this card.
About the author / Danilo Pereira
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