Credit Cards
Surge Mastercard® Credit Card review
If you have bad credit, but want to begin building a positive financial history, the Surge Mastercard® Credit Card is a great option. This review details the pros and cons of this product to help you choose.
Advertisement
Surge Mastercard® Credit Card: Double your credit limit in just 6 months!
Bad credit can happen to anyone. But thanks to Surge Mastercard® Credit Card, you don’t have to let it hold you back. With the help of this card, you can repair your credit score and get on the path to financial success.
Celtic Bank’s simple application process makes it easy for you to get started. Plus, the bank provides valuable resources and tools to help you make the most of this product.
So if you’re ready to take charge of your finances and start rebuilding your credit history, the Surge Mastercard® Credit Card might be just what you need.
Read our full review below to learn everything this card can offer you.
How to get the Surge Mastercard® Credit Card?
Learn the easy application process for the Surge Mastercard® Credit Card and start your journey towards credit recovery today!
- Sign-up bonus: There are no sign-up bonuses.
- Annual fee: $75 – $99.
- Rewards: This card does not offer rewards.
- Other perks: Credit builder.
- APR: 24.99% – 29.99% variable.
Surge Mastercard® Credit Card: is it a good card?
The Surge Mastercard® Credit Card is a legitimate product for people who are looking to improve their credit rating. Because it’s an unsecured card, new clients don’t have to worry about putting down a security deposit.
However, the initial credit line ranges from $300 to $1,000 and is based on creditworthiness. With timely payments and responsible use, Celtic Bank might double the initial spending limit in just 6 months.
The annual fee and regular APR are also based on creditworthiness and range between $75 – $99 and 24.99% – 29.99% (variable), respectively.
There are no monthly fees during the first year, but the bank charges $10 every year after. The fee is waived for customers with a credit line between $750 and $1,000.
While the card doesn’t offer a sign-up bonus or rewards, it reports monthly payments to Experian, Equifax and TransUnion.
Therefore, it can be an ally for anyone looking to repair their credit score. This means that all credit levels are welcome to apply for this product. However, applicants must have a checking account.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Surge Mastercard® Credit Card: should you get one?
The main advantage to this card is to assist cardholders on their journey to a better financial life. However, as a product that can impact your score even further, it’s important to know the pros and cons before applying to it. Learn what they are next.
Benefits
- Accepts applicants with bad credit scores;
- Reports payments to credit bureaus to help with credit repairment;
- Does not require a security deposit;
- Spending limit can double after 6 months of timely payments;
- Free online access to the account 24/7;
- Fast pre-qualification process.
Disadvantages
- The card charges annual and monthly fees;
- There are no sign-up bonuses or rewards;
- High regular APR.
What is the required credit score?
People with bad or fair credit scores can qualify for this card. However, all credit levels are welcome to apply. Since this is an unsecured card, the spending limit is based on creditworthiness. But that doesn’t mean Celtic Bank will rule out your application if your credit is less-than-perfect.
Surge Mastercard® Credit Card application
The pre-qualification for this card lets you know if you’ve been approved within seconds. If you want to learn more details about eligibility and how to apply online, follow the link below. The Surge Mastercard® Credit Card might be the resource you need to get your credit back in check today.
How to get the Surge Mastercard® Credit Card?
Learn the easy application process for the Surge Mastercard® Credit Card and start your journey towards credit recovery today!
About the author / Aline Barbosa
Trending Topics
Private retirement plan: is it a good idea?
Looking into the future makes you wonder about retirement? Then check out this article and find out more about private retirement plans.
Keep ReadingRocket Loans vs LightStream Loans: choose the best!
Solve all your doubts about personal loans by reading this Rocket Loans vs LightStream Loans comparative. Choose the best!
Keep ReadingCredit One Bank® Platinum Visa® for Rebuilding Credit application
Learn how to apply for the Credit One Bank® Platinum Visa® for Rebuilding Credit Card and get your credit on track today!
Keep ReadingYou may also like
Citi® Secured Mastercard® Credit Card application
The Citi® Secured Mastercard® Card is a great option for people looking to build or rebuild their credit history. See how to apply!
Keep ReadingAmerican Express Centurion credit card application process
In this American Express Centurion credit card application guide, you'll learn how to get this top-tier card with tons of benefits and perks.
Keep ReadingDiscover it® Secured Card application process
Learn the application process for the Discover it® Secured Card and enjoy double cash back rewards at the end of your first year!
Keep Reading