The Citi Prestige card is a high-end travel credit card, as you’ll see in this review. Similar to other top-notch travel cards such as the Chase Sapphire Reserve and The Platinum Card from American Express.

This card offers substantial rewards to its cardholders, but relatively modest benefits. Still, if you are a frequent traveler, it is certainly worth considering.

The Citi Prestige card offers very strong earning rates in select bonus categories.

The rewards include 5 points per dollar you spend on dining and airfare, as well as 3 points per dollar on hotels and cruises. Besides that, you get 1 point per dollar on all other purchases

Their $250 annual travel credit helps you partially offset the card’s $495 annual fee. This is a high. This credit is automatically applied to travel, supermarket, and restaurant purchases.

With this card, you get Priority Pass Select lounge access for you and one more guest.

In addition to that, you have access to the 4th-night free benefit if you book high-end hotels on ThankYou.com.

One of this card’s shortfalls is the fact that it does not offer consumer insurance benefits. No trip cancellation, delay, or lost luggage insurance.

Also no auto rental collision damage waiver, purchase protection, or extended warranty.

Still, if you spend heavily on restaurants and air travel, as well as use ThankYou Points and do not have access to airport lounges, this card may be a good fit for you.

You can redeem your ThankYou points for gift cards, cash rewards, merchandise, travel, mortgage, and student loan rebates, and more.

You can also transfer them to over a dozen partner airlines.

Now let’s put the pros and cons side by side for comparison in this Citi Prestige card review. Have a look at them and weigh up what are the most decisive factors for you.

The Citi Prestige card is a high-end product with a $495 annual fee and which offers luxury travel benefits. Products like this usually require a vigorous demonstration of creditworthiness, and this card is not any different.

In order to get the Citi Prestige card, you must have excellent credit. This means a credit score of at least 800 or superior to that.

If you feel this is the right card for you, it is time to get yours. We have prepared a guide for you to apply for it. It is very easy to do, and we are going to make it even easier for you.

Click the link below to learn how to do it.