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FNB Premier Credit Card review: Maximize your rewards with this card

Read this FNB Premier Credit Card review and learn how this credit card allows you to maximize rewards, plus convenient travel perks and discount coupons.

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With FNB Premier Credit Card you will experience the ultimate in convenience and rewards

FNB Premier Credit Card
Looking for a credit card with rewards? Read this review to find one! Source: The Post New.

This card offers a comprehensive rewards program and a range of travel benefits for cardholders. Learn all about it in this FNB Premier Credit Card review.

FNB Premier Credit Card

How to get your FNB Premier Credit Card

In this FNB Premier Credit Card application guide you will learn how to get this card in just a few minutes to start enjoying its benefits.

  • Credit Score: Not specified
  • APR: Not specified
  • Monthly Fee: R17.00 credit facility fee, R75.00 monthly account fee.
  • Fees: R175.00 initiation fee
  • Welcome bonus: N/A
  • Rewards: Up to 15% back in eBucks at Checkers, Shoprite, Clicks, and iStore Apple products, up to 2% back in eBucks at online and in-store eBucks partner spending, up to R600.00 back in eBucks when spending a monthly R25,000.00 or more with Smart Spend, up to 40% back in eBucks on FNB Life Insurance Life Customised premiums monthly, and much more.

The FNB Premier Credit Card offers additional perks like free global travel insurance and access to discounted coupons and deals. With it you will get up to 1GB of data, 30 voice minutes, and 30 SMS on the FNB Connect SIM. Read on and learn more.

FNB Premier Credit Card: how it works?

The FNB Premier Credit Card offers an extensive rewards program through its eBucks program. 

Cardholders can earn up to 15% back in eBucks at select retailers like Checkers, Shoprite, and Clicks, and up to an additional 15% back at Clicks for seniors over 60 on Wednesdays. 

EBucks can also be earned on Apple products at iStore, fuel purchases at Engen and Wesbank, and in-store and online purchases at eBucks partner retailers. 

For those who spend at least R 25 000 per month, the Smart Spend program offers the opportunity to earn up to R 600 in eBucks. 

Insurance premiums with FNB Life Insurance also earn eBucks. Rewards range from 15% to 40% back on Life Customized, Protect Series, and Life Simplified premiums. Plus, 15% back on FNB Short Term Comprehensive Insurance premiums. 

Additionally, FNB Foreign Exchange charges earn up to 50% back in eBucks. And, maintaining a minimum monthly balance of R 500 000 across qualifying FNB Savings and Investment accounts earns 100% of the monthly fee back in eBucks.

Travel benefits

The FNB Premier Credit Card also offers a variety of travel benefits. Cardholders can earn up to 4% back in eBucks on international spending with the FNB Global Debit Card or FNB Pay, and receive discounts on flights and car rentals through eBucks Travel. 

Receive up to 8 complimentary visits per year to Domestic SLOW Lounges and up to 12 bonus visits when booking flights with eBucks Travel. 

Also, enjoy a free Wimpy breakfast or burger at participating Engen 1Stops every quarter, and access to discounted coupons and special deals through eBucks Travel.

The card offers free global travel insurance to cardholders who purchase their flight tickets using the card. 

This insurance includes medical expense coverage of up to R 5 million. It also includes personal liability coverage of up to R 2.5 million for the first 90 days of the trip, as well as coverage for up to 8 travel companions.

Other FNB Premier Credit Card perks

Other perks include a free subscription to the Entertainer App, and the opportunity to earn up to 1GB of extra data by spending R 100 or more on the SIM each month. 

You can also earn up to 40% back in eBucks on video streaming (Netflix) and music streaming (Spotify) subscriptions when their family banks with FNB. 

However, rewards are limited to R 169 per month for Netflix and R 99.99 per month for Spotify.

Significant benefits and disadvantages you may find

This credit card has outstanding rewards rates in multiple categories. Source: Canva.

So now let’s put pros and cons side by side to get a clear picture of FNB Premier Credit Card benefits and disadvantages.

Benefits

  • eBucks rewards program
  • Travel benefits
  • Entertainment and cellphone data perks
  • Opportunity to earn back 100% of the monthly fee

Disadvantages

  • Rewards limited to certain retailers
  • Short list of travel benefits
  • Some rewards require high monthly spending

Is a good credit score required for applicants?

The issuer does not specify the credit score required for this card. However, the card is extremely popular among middle-high income earners. That should give you a north.

Learn how to apply and get a FNB Premier Credit Card

If you like what you have seen in this FNB Premier Credit Card review, you should click the link below to learn how to apply. Do it, and get your card in just a few days.

FNB Premier Credit Card

How to get your FNB Premier Credit Card

In this FNB Premier Credit Card application guide you will learn how to get this card in just a few minutes to start enjoying its benefits.

About the author  /  Danilo Pereira

Danilo is a copywriter with a passion for learning. Deeply interested in philosophy, politics and arts.

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