Loans
How to apply for Upstart Personal Loans: fast approval!
Applying for Upstart Personal Loans you get approved very quickly and get access to funds in as little as one business day.
Advertisement
Upstart Personal Loans: apply in minutes and get fast approval and funding
Upstart Personal Loans offers one of the fastest approvals on the market, and you can apply in a couple of minutes. Funding also happens very quickly, usually within one business day.
The company does not require a credit history to qualify applicants. They have their own underwriting method for approving borrowers, which makes it easier for people with no credit.
How to apply for Upstart Personal Loans
Are you ready to take the next step and apply for a loan with Upstart Personal Loans? If so, we have prepared a complete walkthrough of the process. Just keep reading, and we will show you how to do it.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Eligibility requirements
Even though Upstart does not require applicants’ credit history, it has a few requirements you must meet. To apply, you must meet the following criteria:
- You are at least 18 years old (this applies to most states but not all)
- You are a U.S. citizen
- You must have a valid email
- You must have a bank account
- You must have verifiable personal info (name, date of birth, and Social Security number)
- You must have or be starting a full-time job in six months
If you meet all of the above-mentioned points, you are ready to start the application process below. Let’s get to it!
Apply online by filling up the form
On Upstart’s website, locate the “Borrow” option on the right-hand side of the upper tab. Once you click on it, it will reveal a dropdown menu where you can select the loan type you want.
For the sake of this guide, we will look at personal loans, but you can select whichever makes the most sense to you. To look at personal loans, click on “Explore Personal Loans”.
On the next page, locate the “Check Your Rate” button and click on it. This will take you to the next page, where you must enter the amount you would like to borrow. Once you fill it in, click “Next”.
Now, enter the purpose of your loan and click “Next” to continue. Then enter your first and last names and hit “Next” once again. After that, on the next page, enter your date of birth. Hit “Next”.
Once you have done that, you will arrive at the address page. Enter your address and hit “Next” to continue to the email page, where you must enter your email. Then click “Next” one more time.
Now enter your phone number and click “Next”. Then the website will require you to provide your highest level of education.
Fill that in and hit “Next”, and you will now have to provide a few more details about your education.
After that, you must enter your employment and financial information. Fill those in and click “Next”. Then, on the next page, you will have to provide information on your savings.
The website will also ask you if you have taken out any new loans in the past 3 months. Select “yes” or “no” and hit “Next”. Then, create a password for your account, and click “Next”.
Submit and wait for your loan offer
Almost done! On the next page, read the terms presented, check the box if you agree, and click “Agree and Check Your Rate”.
Then, on the next page, enter your Social Security number and click on “Get Your Rate”.
After that, you will be able to view your offer. If you like it, it is yours!
Another recommendation: Discover Student Loan
It might be the case that you are looking for a loan specifically tailored to students. In that case, you may want to check out Discover Student Loan.
Discover charges no fees, and if you enroll in autopay, you can get a 0,25% discount on your interest rate. Sounds interesting? Then click the link below, and we will tell you all about it.
Discover Student Loan review
Discover has great private student loans. So if you're going to college, check this post to see what discover has to offer you.
About the author / Danilo Pereira
Trending Topics
Oportun® Visa® Credit Card application
Learn about the simple application process for the Oportun® Visa® Card - a card that helps people build a credit history with affordability.
Keep ReadingTD Direct Investing review: a top broker platform
Read this TD Direct Investing review and you'll understand why this is one of the top online brokerage platforms to use in Canada.
Keep ReadingFNB Petro Credit Card review: Enjoy Fuel Discounts
Check out this FNB Petro Credit Card review and learn how this card can save you big on fuel purchases and offer free roadside repair.
Keep ReadingYou may also like
Cryware: the malware that’s targeting crypto hot wallets
There’s a new malware targeting crypto hot wallets. The Cryware info-stealing strategy can cause irreversible damage to investors’ funds.
Keep ReadingMarcus Savings Account application
Learn everything about the Marcus Savings Account application process and start growing your money with great APY rates today!
Keep ReadingAltitude® Go Visa Signature® Card application
The US Bank Altitude® Go Visa Signature® Card application process is simple and straightforward. Learn how to request yours today!
Keep Reading