Credit Cards

African Bank Credit Card online application

Want to know how to get an African Bank Credit Card? Here's everything you need to know, from eligibility requirements to the application process. Read on for more!


by Aline Barbosa

Published on 01/19/2023

African Bank Credit Card: Earn 3% interest annually when you keep a positive balance!

African Bank Credit card
See if you can apply for this credit card issued by African Bank. Source: The Post New.

Are you ready to take control of your finances and reap the rewards that come with financial freedom? With an African Bank Credit Card, you can do just that! The card provides convenience and affordability for you to take your spending to the next level.


Credit Card

African Bank Credit Card

intro bonus convenient

Affordability and convenience with worldwide acceptance!

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With an initiation fee of R120 and a low monthly fee of R50.00, you can get a credit limit as high as R250,000 to take care of any financial hiccup that may occur.

You’ll also have 62 days interest-free credit on purchases you make online and in-store.

While this is not a rewards credit card, it doesn’t mean you won’t see a return for your money. By keeping a positive balance, you can earn 3% interest annually! Plus, you’ll have Credit Life insurance for an extra layer of peace of mind. 

The African Bank Credit Card is accepted globally anywhere merchants accept Visa. You can travel anywhere and have easy access to your account thanks to African Bank’s easy and intuitive mobile app. 

So, are you interested in applying for one of the most versatile and convenient cards in the South African market? Then keep reading to learn all about the African Bank Credit Card application process. 

Learn how to get this credit card online

African Bank Credit card
Access the African Bank website to get your new credit card. Source: Canva.

Before you apply for the African Bank Credit Card online, make sure you meet all the issuer’s eligibility requirements. That is being over the age of 18, providing proof of income and the bank statements reflecting your last three salaries. 

Then, head over to African Bank’s official website and select “products” on the drop down menu. Under “credit”, click on “black credit card”. Browse the product’s page to understand the requirements, pricing and more.

When you’re ready to apply, click on “apply” now to begin the process. If you don’t have an African Bank account, you’ll need to register. Once you do that, you can log in using your credentials.

Fill out an online form telling African Bank about yourself, your housing, employment and finances.

The bank will assess your profile and return with an offer. If you’re approved and agree to their terms, you can sign the contract and your card will be issued instantly.

You can expect an African Bank representative to contact you with further details, and your new card should arrive at your address within a few business days. 

How to get this card using the app

You can also apply for the African Bank Credit Card using their mobile app. Download the app at your preferred online store and create an account.

Then, follow the intuitive steps presented to you by an online assistant to request the card. 


What about another recommendation: Absa Flexi Core Credit Card

Comparing credit card offers before applying for one is important. That way you can be sure you’re getting the best product for your financial needs.

If you want a good alternative to the African Bank Credit Card, we recommend the Absa Flexi Core Credit Card. 

To learn everything this card has to offer, including its benefits, rates and fees, check out the following link. We’ll also give you a complete walkthrough of its application process so you can request it online.

ABSA Flexi Core Credit Card

ABSA Flexi Core Credit Card review

Read this ABSA Flexi Core Credit Card review and learn how this card can provide you with coverage to help you feel safe at all times.

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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