If you are looking for a credit card that offers multiple benefits, this one might just be what you have been looking for. Learn about it in this Woolworths Gold credit card review.

The Woolworths Gold credit card is not a card which caters to Woolworths shoppers only. It offers multiple benefits even if you use it for purchases at other stores or merchants.

It is valid in all stores in South Africa and in various places around the world.

When you use the Woolworths Gold credit card at a Woolworths store, you get a 2% reward. The issuer sends your rewards every quarter in the form of a voucher.

When you get approved for this card, there is an initiation fee of R185.00. The card also requires a minimum income of R3000.0 a month so that you qualify.

By getting this card you automatically become a member of WREWARDS. This gives you 5% off when you purchase WREWARDS items and pay with your Woolworths Gold credit card. You will also earn 0.75% back when you use your card at any store.

The card comes with a monthly service fee of R53.00. This is a reasonable fee for a gold credit card in South Africa. When you make purchases abroad, however, you will be subject to fees. Also, ATM withdrawals abroad incur a R60.00 fee. 

Other benefits include free access to the Woolies mobile app, lost card protection, the ability to add more cards for free and balance protection.

The card also offers optional medical and legal assistance, travel insurance for travelers under the age of 75.

Now that you are familiar with this card’s details, it is time to take a look at its pros and cons. Our Woolworths Gold credit card review would not be complete without it.

So have a look at the list of benefits and disadvantages we have prepared for you below.

The Woolworths Gold credit card has no specific credit requirements. The only requirements the card has is that you are at least 18 years old, have a valid ID number and a monthly income of at least R3000.00.

If you like what you have seen in this Woolworths Gold credit card review, you might want to take the next step and apply for it. If that is the case, then click the link below and we will show you how to do it.