Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

The Navy Federal More Rewards American Express® Card is perfect for Navy Federal members looking to make their everyday purchases more rewarding.

With this card, you’ll earn 3 points per $1 spent on eligible purchases and 1 point per $1 spent everywhere else.

You can also take advantage of exclusive Navy Federal benefits, like no foreign transaction fees and no annual fee.

Plus, with Navy Federal’s rewards program, you can redeem your points for travel, merchandise, statement credits and more.

With the Navy Federal More Rewards American Express® Card in your wallet, you’ll be able to make the most of your Navy Federal membership. 

Additionally, the card offers other benefits like travel and emergency assistance services, fraud protection, rental car insurance and more.

With these benefits and perks, you can feel secure knowing that Navy Federal has got you covered no matter where you go.

So if you’d like to know how you can apply for a Navy Federal More Rewards American Express® Card, keep reading the content below and we’ll show you more details about the process.

The first step to apply for a Navy Federal More Rewards American Express® Card is to access the Union’s website. Then, select “loans and credit cards” and “credit cards” on the top menu. 

Scroll down until you find the More Rewards alternative. You can either select “card details” to read more about the card, or go straight to the application form by clicking on “apply now”.

If you choose the latter, you’ll be taken to a login page in which you’ll have to enter your credentials.

Remember that this credit card is only available for Navy Federal members, so you can’t apply to it if you’re not part of the Union. 

If you’re already a member, you can log in and fill an online form with your personal and financial situation.

If the Union already has those key data points, you can update it if there’s new or more information you’d like to add.

Once you fill every required field, you can formally submit your application and wait for a response.

If you meet the Union’s requirements, you’ll receive an offer informing your credit limit and APR.

By agreeing to it, your new card should arrive at your home shortly after. 

Navy Federal provides a complete and intuitive mobile app for account management.

However, all new Navy Federal More Rewards American Express® Card applications must go through their official website.

Once you get the card, you can download the app and have easy access to your account, rewards, balances and more. 

If you’re not a Navy Federal member but would like a similar alternative, we can help.

The PenFed Pathfinder® Rewards Visa Signature® Credit Card is a premium card with a host of benefits for PenFed members.

While you still need to join their union to get the card, it’s significantly easier than joining Navy Federal. To learn more about the card and how to apply, follow the link below.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com