Just because you have a less-than-perfect score, it doesn’t mean you can’t get a Capital One card. In fact, there are several great Capital One cards for people with poor credit scores.

With the right card, you can start to improve your finances and have access to better opportunities in the future.

In this article, we brought you a few options for the best Capital One cards for people with poor credit.

Having a bad score makes finding a good card a bit harder. You’ll hardly find any products that offer rewards or don’t charge exorbitant fees.

However, your primary focus should be to reestablish your score, and there are plenty of Capital One cards that can help you do that. 

So if you want to learn which are the best Capital One cards for poor credit scores, read on.

We’ll tell you the importance of improving your credit rating and which cards are at your disposal to help you do that. 

Before we tell you all about the best Capital One cards for poor credit, it’s important that you understand how having a bad score can impact you financially.

A low credit score can have a number of negative effects on your finances. For one thing, it can make it harder to get approved for loans and credit cards.

This is because lenders see people with low scores as being more of a risk, and so they charge higher interest rates to offset that risk.

Having a low score can also lead to higher insurance premiums, as insurers view people with low scores as being more likely to file claims.

If you’re looking to rent an apartment, a poor score can even result in a higher security deposit. In short, a poor credit score can end up costing you money in a lot of different ways.

So if you’re looking to save some money, it’s worth trying to improve your credit rating.

If you have a poor credit score, you might think that you’re out of luck when it comes to getting a credit card. But that’s not necessarily the case!

There are a number of Capital One cards designed specifically for people with poor credit. Here’s a look at some of the best options:

The Capital One Platinum Secured Card is a great option for people who are new to credit or are looking to improve their current rating.

Here’s how it works: you make a security deposit of $49, $99 or $200 to open your account and have an initial credit line of $200. 

You can increase that limit by making extra deposits of up to $1,000. By using the card responsibly, you can eventually get your security deposit back and upgrade to an unsecured card.

Capital One reports your activity to the credit bureaus, so if you make your payments on time and keep your balance low, you’ll start to see your credit score improve.

And unlike some other secured cards, the Capital One Platinum Secured Card doesn’t have an annual fee.

The Quicksilver Secured Rewards Card from Capital One is a great way to improve your credit score while also earning rewards.

First, you’ll need to make a deposit into a Capital One security deposit account of at least $200. This deposit will be your credit limit on the card.

Then, you’ll use the card like any other credit card, making purchases and paying your bill on time each month.

As you make your payments and keep your balance low, you’ll start to improve your credit score.

And as your score improves, you may be able to qualify for an unsecured credit card from Capital One with even more rewards.

There’s no annual fee, and you can redeem your rewards for cash or statement credit. You’ll also get access to other perks like $0 Fraud Liability and no foreign transaction charges.

Even though it’s a secured option, it’s still one of the best Capital One cards for poor credit scores.

If you have a fair credit score, the QuicksilverOne Rewards from Capital One is a solid option. First, it’s an unsecured card, which means you won’t have to put down a security deposit to use it.

However, that comes with a price, and it’s an annual fee of $39. 

Capital One allows you to check for pre-qualification without it affecting your score, which is a plus if you’re unsure where your current rating stands.

There are no annual fees and no foreign transaction charges either. 

The card offers an unlimited 1.5% return on all your purchases, and you can get up to 5% back by booking your travels through their travel program.

The QuicksilverOne Rewards from Capital One also has free credit monitoring and automatic credit line reviews that can get you an increase in just 6 months of responsible use. 

As a student, you’re always looking for ways to save money. Whether it’s buying used textbooks or eating ramen noodles for every meal, every little bit counts.

So when it comes to choosing a credit card, you want one that will give you the best rewards for your spending.

This cash back credit card is designed specifically for students, and it offers some pretty great rewards. You’ll earn 3% cash back on dining, entertainment and grocery stores.

Plus, 1% cash back on all other purchases. There’s no annual fee, and you can redeem your cash back for any amount, at any time.

For a limited period, Capital One is offering a $100 cash bonus for spending just $100 within the first three months of account opening.

Travel and entertainment purchases through Capital One Travel and Vivid Seats will earn you even more rewards.

The SavorOne Rewards for Students from Capital One is an easy way to make your everyday spending work harder for you. Plus, it’s surely one of the best Capital One cards for poor credit scores.

Now you know what are the best Capital One cards for poor credit scores, but what are the best cards overall?

Follow the link below and check our selection to see if you can find your next credit card. Surely one of these options will be able to help you improve your score!