If you’re looking for a great way to save money on your everyday purchases, cash back credit cards are a fantastic option.

These cards offer rewards on all of your spending, which can add up to big savings over time. But finding the best cash back cards is not the easiest task. 

While looking for the right card for your needs might seem overwhelming, there are ways of narrowing down that search.

In this article, we’ll do all the heavy lifting for you and provide a list of some of the most interesting cards you can find today. That way, you can find the one that perfectly suits your everyday needs. 

So keep reading the content below to get a better understanding of how cash back works and which cards will offer the most benefits.

We’ll cover their main features, as well as the pros of each card, to help you decide which option is best for you. 

Cash back is a type of cash rebate that allows a customer to receive a portion of the money spent on a purchase as cash. It is typically offered by credit card companies as an incentive to use their product.

You can earn cash back in a variety of ways, but the most common is after you’ve made a purchase. Some cards will also allow you to redeem them for gift cards or merchandise.

But the best way to maximize your cash back is to redeem it for statement credits or direct deposits into your checking or savings account.

If you use your card regularly and pay off your balance in full each month, earning cash back on purchases is a great way to earn some extra money.

Keep reading to learn which are the best cash back cards.

To help you choose the best credit card for your needs, we’ve compiled a list of the best cash back cards currently available. Our list includes a variety of options to suit a range of spending habits.

So whether you’re looking for a simple cash back card or one that offers more flexible rewards, be sure to check out our top picks below.

The Chase Freedom Unlimited® Credit Card is one of the best cash back cards out there. With this card, you’ll earn 1.5% cash back on every purchase, with no limit to the amount you can earn.

Plus, there’s no annual fee, so you can keep earning cash back without having to worry about an extra fee eating into your rewards.

You also get a 0% introductory APR for 15 months on purchases and balance transfers. After that, the APR increases to a variable rate of 17.24% – 25.99%.

This is a great card that you can request online through Chase’s website. Just make sure you meet the eligibility requirements. 

The Wells Fargo Active Cash® Card definitely earned its spot in this list for best cash back cards. It offers a very generous rewards program, with 2% cash back on all purchases.

There is no limit to the number of rewards you can earn, and they never expire so long as your account is active. You also get a $200 welcome bonus after you spend $1,000 on purchases in the first 3 months.

The annual fee is $0, so this card is a great choice for anyone who wants to earn cash back without worrying about maintenance fees.

The card also comes with cell phone protection, which reimburses you up to $600 if your cell phone is damaged or stolen.

Overall, the Wells Fargo Active Cash® Card is a great choice for anyone who wants to earn rewards on their everyday spending.

The Citi® Double Cash Card is a best-in-class cash back card that offers cardholders the opportunity to earn 2% cash back on all purchases, 1% when you buy and 1% as you pay.

There’s no limit to the amount of cash back you can earn, and you also don’t have to worry about an annual fee. 

The Double Cash Card is best for people who want to maximize their cash back earnings and don’t mind keeping track of their expenses.

If you’re looking for a simpler way to earn rewards for your spending, the Double Cash Card is as straightforward as it gets.

The Blue Cash Preferred® Card from American Express offers one of the best cash back rewards programs available.

You’ll earn 6% cash back on eligible U.S. supermarket purchases (on up to $6,000 per calendar year, then it drops to 1%) and 3% cash back on selected U.S. gas stations. For all other purchases, you’ll earn 1%

While there’s a $95 annual fee, the rewards alone will offset the cost if you usually spend a lot of money on groceries.

Plus, there’s a current welcome bonus that will earn you $350 in statement credits for spending $3,000 within the first 6 months of membership. 

You’ll need a credit score between good and excellent to apply, and make sure you read the card’s Terms, plus its Rates & Fees, before signing up.

The Capital One Quicksilver Cash Rewards Credit Card is undoubtedly one of the best cash back cards on the market.

With no annual fee and a simple rewards structure, it’s a great choice for anyone who wants to earn cash back on their everyday spending.

The card offers a very competitive rewards rate. You’ll earn 1.5% cash back on all of your purchases, with no limits or rotating categories to keep track of.

That means you can earn cash back on everything from your groceries to your monthly utility bills.

Another great feature of the Capital One Quicksilver Cash Rewards Credit Card is its sign-up bonus. When you spend $500 in the first 3 months, you’ll earn a $200 cash back bonus.

That’s a solid return on your investment, and it can help offset the cost of any big purchases you need to make in the short term.

Now that you know what are the best cash back cards, how about a deeper dive into the advantages of having a cash back credit card?

Follow the link below to learn why cash back is such a popular rewards category and what you can do to maximize your earnings without overspending your money.