The Citi Rewards+® is an attractive option for low spenders who make small purchases on a regular basis. Read this Citi Rewards+® review to see how it performs. It does not offer incredible rewards, but you may still reap good benefits from it.

With this card, you get the chance to earn 20,000 points after spending $1,500 within the first three months of opening your account.

The Citi Rewards+® credit card is ideal for modest spenders. It’s unique “round up” offer can turn small purchases into profitable ones. 

This card offers you an interesting “points back” program. With it, you get 10% points back for the first 100,000 ThankYou Points that you redeem per year.

Points are redeemable for travel and gift cards. The card also has purchase categories that allow you to redeem your points for statement credits.

Shopping online at eligible merchants is also possible using your points. Just use the “Shop With Points” option, and keep in mind point values may vary quite a bit depending on your redemption choice.

To put things into perspective, gift cards, in general, redeem at once cent per point. However, if you redeem them at Amazon.com, they may be worth only 0.8 cents each.

Statement credits yield even less, with a value of 0.5 cents per point. Transferring points to JetBlue’s TrueBlue loyalty program will net you 800 JetBlue points for every 1,000 ThankYou points.

Now that you know the basics of the Citi Rewards+® credit card with this review, it’s time to put the pros and cons side by side.

Have a look at the section below and decide which factor carries the highest degree of importance for you.

The Citi Rewards+® credit card requires Good to Excellent credit for applicants to qualify. This means a credit score of 670 or superior. Make sure you qualify by checking your credit score before applying.

Does the Citi Rewards+® credit card sound like an interesting card for your spending habit? If so, check out the link below to learn how to apply for it.