Credit Cards

Online application guide to get your Citi Simplicity® Card

Read this Citi Simplicity® Card application guide and start eliminating debt with this card's ultra-long 0% intro APR period.


by Danilo Pereira

Published on 10/17/2022

Get 21 months of no interest on any outstanding balance and pay off your debt

Citi Simplicity® credit card
Simple yet efficient: learn how to apply for the Citi Simplicity® Card. Source: The Post New.

If you carry a balance on your card and would like to eliminate interest, you have come to the right place. This is our guide to the Citi Simplicity® Card application.


Credit Card

Citi Simplicity® Card

intro APR no late fees

This Citi credit card will help you reduce debt with 0% APR.

You will be redirected to another website

Within a few minutes you will get approved for a card that charges no late fees, penalty rates or annual fees. Not to mention its ultra-long 21-month 0% intro APR period. 

Learn how to get your Citi Simplicity® Card online

man using his credit card for online purchase
Using this credit card will be as simple as applying for it. Source: Adobe Stock.

Applying for the Citi Simplicity® Card is a simple and quick process that you can do 100% online, from the comfort of your home. So have your personal info and documents at hand and let’s dive right into it.

Applying from your desktop computer

On Citi’s home page, locate the “Credit Cards” option at the top left corner of the page right below the Citi logo. Then, run your mouse cursor over it to reveal a dropdown menu.

In the menu, find the “0% Intro APR Cards” option and click on it. This will take you to the next page where all Citi cards within that category will be listed. 

Scroll down to find the Citi Simplicity® Credit Card, and click the “Apply Now” button right in front of it. This will start the application process.

Skip to the “Continuing with the application” section of this article to see the next steps.


Applying from your mobile phone

On Citi’s website, locate the three-line menu at the top left corner of the page and click on it. This will reveal a menu where you must click on “Credit Cards” and then on “0% Intro APR Cards”.

Then, on the next page, locate the Citi Simplicity® Card and click on “Apply Now” to start the application process.

Continuing with the application to get your Citi Simplicity® Card

Enter your first and last name, along with your Social Security Number and date of birth. Then, inform the website whether you are a U.S. citizen by selecting “yes” or “no”.

Now, scroll down and enter your address, phone number, and email address. You may, at this point, choose to provide a P.O. box address if you wish to do so.

You may also provide a home phone number. After that, scroll down and enter your financial information, including annual income and monthly mortgage or rent payment.

Check the box in case your total income is exempt from U.S. Federal income tax. You may also check the next box in case you wish to add an authorized user to your account.

Now, scroll further down to select a security word hint and create a security word. Then read the issuer’s “Terms & Conditions” before checking the box below it to confirm you are in agreement.

Then, check the last box to confirm you agree with the Paperless Terms & Conditions and the Alerts Terms & Conditions. Now click “Agree and Submit”, and you are done!

What about another recommendation: Citi® Diamond Preferred®

Comparing before buying is always a wise move. So if you are still unsure whether the previously mentioned card is for you, here is another recommendation. 

The Citi® Diamond Preferred® also offers an ultra-long 0% intro APR period on balance transfers. Plus, 12 months of 0% APR on purchases.

Sounds interesting? Then click the link below and read more about it.

Citi® Diamond Preferred®

Citi® Diamond Preferred® review

With the Citi Diamond Preferred credic card you get one of the longest 0% APR periods available in the market.

About the author  /  Danilo Pereira

Danilo is a copywriter with a passion for learning. Deeply interested in philosophy, politics and arts.

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