Credit Cards
Group One Platinum Card review: $750 credit limit to shop at Horizon Outlet
Get a life-long 0 % APR and a high initial credit limit with the Group One Platinum Card.
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by Danilo Pereira
If you have bad credit and would like to shop at the Horizon Outlet, this card is for you
Frequent Horizon Outlet shoppers will love this Group One Platinum Card review. It does not matter if you have bad credit or no credit history at all. You can still get yours.
- Credit Score: Poor
- APR: 0%
- Annual Fee: The monthly membership fee is $14.77
- Fees: Late payment penalty fee of $20 and Return payment penalty fee of $25
- Welcome bonus: N/A
- Rewards: N/A
How to get your Group One Platinum Card
Apply for the Group One Platinum Card today and get a high initial credit limit with life-long 0% APR on a number of purchases.
The card comes with a $750 unsecured credit limit for spending at the Horizon Outlet.
With it, you also have access to benefits such as roadside assistance, a few legal services, and discounts at pharmacies that participate in their program.
Group One Platinum Card: how does it work?
The Group One Platinum Card is a card for individuals with a poor credit history or no history at all. This means it requires no credit checks from applicants and is easy to get.
The card also does not have an APR. This means there is no interest if you carry a balance, making payments much more manageable. This comes in handy if you are trying to control your debt.
The starting credit limit is $750, and there is a monthly fee of $14.77. The card also gives you access to a free credit score check.
You can only use this card at Horizon Outlet’s online store, where you can purchase a wide range of products. From electronics to beauty products, to apparel to kids and baby products.
The card allows you to choose whether you will pay your purchases in full or over time.
However, you will be responsible for paying shipping and processing fees, and products will not be shipped unless you pay for those first.
You can set up automatic payments with this card. The minimum you have to pay is either 10% of the balance or $25, whichever is greater. You must pay purchases under $25 in full.
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Benefits and disadvantages you may find using the Group One Platinum Card
Now that you know the ins and outs of the Group One Platinum Card, it’s time to review its pros and cons. Have a look at our list below.
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Benefits
- It does not require a credit score
- Group One Platinum Card has a high starting credit limit
- 0% APR
- Membership benefits
Disadvantages
- It has a monthly membership fee
- Does not report to credit bureaus
- It can only be used at the Horizon Outlet
Is a good credit score required for applicants?
The Group One Platinum Card was once a card for people looking to rebuild their credit. But since January 2022, they have stopped reporting to credit bureaus, which made it unfit for rebuilders.
However, the card’s requirements have not changed, and you can still apply and qualify even if you have poor or no credit history whatsoever.
Learn how to apply and get a Group One Platinum Card
Like what you see? If you are ready to take the next step and get your Group One Platinum Card, we have prepared a complete walkthrough of the application process.
Click the link below and apply for it today.
How to get your Group One Platinum Card
Apply for the Group One Platinum Card today and get a high initial credit limit with life-long 0% APR on a number of purchases.
About the author / Danilo Pereira
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