Credit Cards
Group One Platinum Card review: $750 credit limit to shop at Horizon Outlet
Get a life-long 0 % APR and a high initial credit limit with the Group One Platinum Card.
Advertisement
If you have bad credit and would like to shop at the Horizon Outlet, this card is for you
Frequent Horizon Outlet shoppers will love this Group One Platinum Card review. It does not matter if you have bad credit or no credit history at all. You can still get yours.
- Credit Score: Poor
- APR: 0%
- Annual Fee: The monthly membership fee is $14.77
- Fees: Late payment penalty fee of $20 and Return payment penalty fee of $25
- Welcome bonus: N/A
- Rewards: N/A
How to get your Group One Platinum Card
Apply for the Group One Platinum Card today and get a high initial credit limit with life-long 0% APR on a number of purchases.
The card comes with a $750 unsecured credit limit for spending at the Horizon Outlet.
With it, you also have access to benefits such as roadside assistance, a few legal services, and discounts at pharmacies that participate in their program.
Group One Platinum Card: how does it work?
The Group One Platinum Card is a card for individuals with a poor credit history or no history at all. This means it requires no credit checks from applicants and is easy to get.
The card also does not have an APR. This means there is no interest if you carry a balance, making payments much more manageable. This comes in handy if you are trying to control your debt.
The starting credit limit is $750, and there is a monthly fee of $14.77. The card also gives you access to a free credit score check.
You can only use this card at Horizon Outlet’s online store, where you can purchase a wide range of products. From electronics to beauty products, to apparel to kids and baby products.
The card allows you to choose whether you will pay your purchases in full or over time.
However, you will be responsible for paying shipping and processing fees, and products will not be shipped unless you pay for those first.
You can set up automatic payments with this card. The minimum you have to pay is either 10% of the balance or $25, whichever is greater. You must pay purchases under $25 in full.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Benefits and disadvantages you may find using the Group One Platinum Card
Now that you know the ins and outs of the Group One Platinum Card, it’s time to review its pros and cons. Have a look at our list below.
Benefits
- It does not require a credit score
- Group One Platinum Card has a high starting credit limit
- 0% APR
- Membership benefits
Disadvantages
- It has a monthly membership fee
- Does not report to credit bureaus
- It can only be used at the Horizon Outlet
Is a good credit score required for applicants?
The Group One Platinum Card was once a card for people looking to rebuild their credit. But since January 2022, they have stopped reporting to credit bureaus, which made it unfit for rebuilders.
However, the card’s requirements have not changed, and you can still apply and qualify even if you have poor or no credit history whatsoever.
Learn how to apply and get a Group One Platinum Card
Like what you see? If you are ready to take the next step and get your Group One Platinum Card, we have prepared a complete walkthrough of the application process.
Click the link below and apply for it today.
How to get your Group One Platinum Card
Apply for the Group One Platinum Card today and get a high initial credit limit with life-long 0% APR on a number of purchases.
About the author / Danilo Pereira
Trending Topics
NedBank SAA Voyager Gold Credit Card application
Get access to exclusive rewards, discounts, and VIP treatment with the Nedbank SAA Voyager Gold Card. Learn how you can apply for it today!
Keep Reading
Standard Bank World Citizen Credit Card review: Travel, Luxury, and Rewards
In this Standard Bank World Citizen Credit Card review you will learn about this card's rewads, exclusive discounts, and more!
Keep Reading
Tomo Credit Card review
Want a credit card that can help you build your credit history? Check out our review of the Tomo Credit Card to see how it can work for you.
Keep ReadingYou may also like
SavorOne Rewards for Good Credit credit card application
In this article, we’ll show you how you can easily apply for the SavorOne Rewards for Good Credit Card and start earning rewards right away.
Keep Reading
Rocket Loans vs LightStream Loans: choose the best!
Solve all your doubts about personal loans by reading this Rocket Loans vs LightStream Loans comparative. Choose the best!
Keep Reading
Merit Platinum Card application
The Merit Platinum Card application process is simple, and you can do it online in just a few minutes. Read on to learn how to do it!
Keep Reading