Credit Cards

Group One Platinum Card review: $750 credit limit to shop at Horizon Outlet

Get a life-long 0 % APR and a high initial credit limit with the Group One Platinum Card.

Advertisement

If you have bad credit and would like to shop at the Horizon Outlet, this card is for you

You can shop at Horizon Outlet with this credit card. Source: The Post New.

Frequent Horizon Outlet shoppers will love this Group One Platinum Card review. It does not matter if you have bad credit or no credit history at all. You can still get yours.

  • Credit Score: Poor
  • APR: 0%
  • Annual Fee: The monthly membership fee is $14.77
  • Fees: Late payment penalty fee of $20 and Return payment penalty fee of $25
  • Welcome bonus: N/A
  • Rewards: N/A
Group One Platinum Card

How to get your Group One Platinum Card

Apply for the Group One Platinum Card today and get a high initial credit limit with life-long 0% APR on a number of purchases.

The card comes with a $750 unsecured credit limit for spending at the Horizon Outlet.

With it, you also have access to benefits such as roadside assistance, a few legal services, and discounts at pharmacies that participate in their program.

Group One Platinum Card: how does it work?

The Group One Platinum Card is a card for individuals with a poor credit history or no history at all. This means it requires no credit checks from applicants and is easy to get.

The card also does not have an APR. This means there is no interest if you carry a balance, making payments much more manageable. This comes in handy if you are trying to control your debt.

The starting credit limit is $750, and there is a monthly fee of $14.77. The card also gives you access to a free credit score check.

You can only use this card at Horizon Outlet’s online store, where you can purchase a wide range of products. From electronics to beauty products, to apparel to kids and baby products.

The card allows you to choose whether you will pay your purchases in full or over time.

However, you will be responsible for paying shipping and processing fees, and products will not be shipped unless you pay for those first.

You can set up automatic payments with this card. The minimum you have to pay is either 10% of the balance or $25, whichever is greater. You must pay purchases under $25 in full.

Benefits and disadvantages you may find using the Group One Platinum Card

young woman making online shopping
Horizon Outlet sells a wide range of products. Source: Freepik.

Now that you know the ins and outs of the Group One Platinum Card, it’s time to review its pros and cons. Have a look at our list below.

Benefits

  • It does not require a credit score
  • Group One Platinum Card has a high starting credit limit
  • 0% APR
  • Membership benefits

Disadvantages

  • It has a monthly membership fee
  • Does not report to credit bureaus
  • It can only be used at the Horizon Outlet

Is a good credit score required for applicants?

The Group One Platinum Card was once a card for people looking to rebuild their credit. But since January 2022, they have stopped reporting to credit bureaus, which made it unfit for rebuilders.

However, the card’s requirements have not changed, and you can still apply and qualify even if you have poor or no credit history whatsoever.

Learn how to apply and get a Group One Platinum Card

Like what you see? If you are ready to take the next step and get your Group One Platinum Card, we have prepared a complete walkthrough of the application process.

Click the link below and apply for it today.

Group One Platinum Card

How to get your Group One Platinum Card

Apply for the Group One Platinum Card today and get a high initial credit limit with life-long 0% APR on a number of purchases.

About the author  /  Danilo Pereira

Danilo is a copywriter with a passion for learning. Deeply interested in philosophy, politics and arts.

Trending Topics

content

Delta SkyMiles® Blue American Express Card review

Looking for a great travel rewards card? Check out our review of the Delta SkyMiles® Blue American Express Card and see if it’s worth it.

Keep Reading
content

How to open your BlueVine Business Checking Account easily

In this BlueVine Business Checking Account application guide, we will show you how to easily open this low-fee, high-yielding account.

Keep Reading
content

Credit Card red flags to avoid

Don't let unexpected fees, risky purchases and hidden charges catch you off guard. Here are the credit card red flags to watch out for!

Keep Reading

You may also like

content

British Airways Credit Card review: Travel More and Spend Less

Want travel rewards and access to airport lounges? Read this British Airways Credit Card review and learn how you can get what you want.

Keep Reading
content

First Access Visa® credit card review

Read this First Access Visa® credit card review to find out if this card is a good choice for people with poor credit score.

Keep Reading
content

Aspire® Cash Back Reward Card application

The Aspire® Cash Back Reward Card application process is a little different from most credit cards. Read on to learn why that is.

Keep Reading