SA

Standard Bank World Citizen Credit Card review: Travel, Luxury, and Rewards

Read this Standard Bank World Citizen Credit Card review and learn about this card's exclusive discounts, rewards, and much much more!

Advertisement

Experience luxury travel and exclusive discounts with this rich card

Standard Bank World Citizen Credit Card
Looking for travel rewards on a credit card? This one has premium perks. Source: The Post New.

Looking for a premium credit card for individuals who appreciate traveling and high-end entertainment? This Standard Bank World Citizen Credit Card review is for you.

Standard Bank World Citizen Credit Card

How to get your Standard Bank World Citizen card?

In this Standard Bank World Citizen Credit Card application guide we will show how you can get this card that gives you tons of benefits.

  • Requirements: High income, ID, proof of residence
  • Initiation Fee: R180.00
  • Monthly Fee: R264.00
  • Rates: Variable, prime-repo+14%
  • Rewards: Travel discounts, insurance, perks

Travel perks, discounts, and insurance all wrapped in one premium card with a dedicated private banker to assist you. Read on and learn all you need to know about it.

Standard Bank World Citizen Credit Card: how does it work?

The Standard Bank World Citizen Credit Card is a black credit card with an R250,000 credit limit. It is excellent for individuals who appreciate traveling and high-end entertainment. 

To qualify for the card, you must make a minimum monthly income of R25,000. The card comes with a monthly cost of R264 and an international transfer fee of 2.25 percent. Plus, a one-time initiation fee of R180.

Additionally, this card gets you up to 35% off on Emirates flights when you book through ‘Leisure Desk’. If you rent a car and get a chauffeur service through Avis, you can enjoy up to 25% off on your next rental. 

You also get special privileges and discounts of up to 10% at ‘Luxury serviced apartments’ when abroad. Besides that, you get 10% off at Hirsch’s, and 10% off when you use your card for bookings through Hotels.com.

The card also comes with comprehensive travel insurance that covers medical emergencies, lost luggage, and flight delays.

Plus, you get coverage on baggage delay of up to $300, and trip cancellation cover of up to $7500. You also get personal accident insurance of up to $500,000.

The card also comes with a dedicated private banker who can assist you with travel reservations and other banking issues you may have. 

If you combine your Standard Bank World Citizen credit card with a Private Banking Signature Account, there is no monthly cost.

The Standard Bank World Citizen Credit Card has some great benefits but also some disadvantages. The credit card has a very high monthly fee of R264.00 which is the highest of all Standard Bank credit cards.

Benefits and disadvantages of the Standard Bank World Citizen Credit Card

Standard Bank World Citizen Credit Card
Travel insurance, concierge assistance, and much more! Source: Canva.

Now that you are familiar with this card’s details, let’s have a look at its pros and cons. Our Standard Bank World Citizen Credit Card review would not be complete without it.

Benefits

  • No annual fee
  • Low interest rate
  • Generous rewards
  • No foreign transaction fee

Disadvantages

  • No sign-up bonus
  • Limited acceptance
  • No balance transfer option
  • High late fee

Is a good credit score required for applicants?

Yes, a good credit score is required for applicants. The credit limit is subject to affordability and your personal credit profile, and the interest rate is personalized and subject to your credit profile.

Learn how to apply and get a Standard Bank World Citizen Credit Card

Do you like what you have seen in this Standard Bank World Citizen Credit Card review? If so, you might want to take the next step and apply for this card.

We are going to help you do that. Click on the link below and learn how to do it!

Standard Bank World Citizen Credit Card

How to get your Standard Bank World Citizen card?

In this Standard Bank World Citizen Credit Card application guide we will show how you can get this card that gives you tons of benefits.

About the author  /  Danilo Pereira

Danilo is a copywriter with a passion for learning. Deeply interested in philosophy, politics and arts.

Trending Topics

content

Alliant Bank review: is it trustworthy?

Looking for a multifaceted bank with a wide range of products and services. Read this Alliant Bank review and learn all about it.

Keep Reading
content

Citi® Secured Mastercard® Credit Card application

The Citi® Secured Mastercard® Card is a great option for people looking to build or rebuild their credit history. See how to apply!

Keep Reading
content

Petal® 2 Visa® Credit Card review

Read our Petal® 2 Visa® Credit Card review to learn more about a card that will make great value for your money while helping your score.

Keep Reading

You may also like

content

LightStream Loans review

The best personal loan with low rates and no fees you'll get with LightStream Loans like we'll show you in this review.

Keep Reading
content

Applying for Zippyloan: multiple offers with one application

Read this Zippyloan application guide and learn how to get multiple loan offers by filling in a single online form.

Keep Reading
content

How to file taxes: What you need to know

Trying to figure out how to file your tax returns in 2023? This article will tell you the essentials of tax filing.

Keep Reading