When you apply for OneMain Financial Personal Loans, you can get approved for a loan even if you have a poor credit score. They will approve big or small loans with no credit checks.

This lender allows you to choose your payment date, as well as whether you would like to add a co-borrower and/or secure your loan.

The latter two factors increase your chances of getting approved as well as reduce the rates you will pay.

Ready to take the next step and get your loan? Below we have prepared a step-by-step guide for you to do just that. So keep reading, and let’s get this done.

OneMain Financial Personal Loans does not have specific credit requirements. However, there are a few things you can do to make sure you get not only approved but also have access to the best possible offers.

First, make sure you have the ability to repay your loan. OneMain Financial will look through your financial life using their own underwriting method.

This way they will know whether you have other debt, and if your income is sufficient to pay them off, as well as the new loan.

Second, if you can secure your loan, this will increase your chances of getting approved and paying reduced rates on the loan.

If you can also add a co-borrower, as we have said earlier, this will further reduce your rates and increase your chances of approval.

On OneMain Financial’s website, locate the “Check For Offers” button right in the middle of the page and click it. This will take you to another page where you must enter the loan amount.

Once you have input the amount, click “Continue”. Then, on the next page, enter your first and last name, along with your ZIP code. This will take you to another page where you must enter your full address.

Do not forget to check the box in case one appears. The website will require you to do that in order to proceed. Once you have done that, click “Continue”.

On the next page, enter your email address, and phone number, and inform them whether this is a mobile phone, home phone, or other. Then click “Continue” once again.

Now enter your monthly income exactly as you get it from your paycheck. After that hit “Continue” one more time. Next step, enter your employment status, as well as other employment and employer information they may require.

The website will then ask you whether you have a car or another vehicle. Answer it truthfully and click “Continue”. Then, on the next page, enter your birthday and Social Security number, and hit “Continue”.

At this point, the page will show you a message of “Almost done!”. So check the first box if you agree with their terms and conditions and the second box if you want to receive promotional messages.

Then click “Check for Prequalified Offer”, and you are done!

Comparing lenders is one of the most efficient ways to ensure you get the best offers. So here is another one of our recommendations. 

NextDay is not a lender, it is an aggregator website that allows you to get offers from a number of different lenders. Basically, you send one application, and lenders compete for your business.

Like what you see? Then click the link below, and we will tell you all about it.