Loans
How to apply for OneMain Financial Personal Loans
Applying for OneMain Financial Personal Loans only takes a few minutes and you get fast access to funds at low rates.
Advertisement
OneMain Financial Personal Loans: apply in minutes and get a fast approval
When you apply for OneMain Financial Personal Loans, you can get approved for a loan even if you have a poor credit score. They will approve big or small loans with no credit checks.
This lender allows you to choose your payment date, as well as whether you would like to add a co-borrower and/or secure your loan.
The latter two factors increase your chances of getting approved as well as reduce the rates you will pay.
How to apply for OneMain Financial Personal Loans
Ready to take the next step and get your loan? Below we have prepared a step-by-step guide for you to do just that. So keep reading, and let’s get this done.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Eligibility requirements
OneMain Financial Personal Loans does not have specific credit requirements. However, there are a few things you can do to make sure you get not only approved but also have access to the best possible offers.
First, make sure you have the ability to repay your loan. OneMain Financial will look through your financial life using their own underwriting method.
This way they will know whether you have other debt, and if your income is sufficient to pay them off, as well as the new loan.
Second, if you can secure your loan, this will increase your chances of getting approved and paying reduced rates on the loan.
If you can also add a co-borrower, as we have said earlier, this will further reduce your rates and increase your chances of approval.
Apply online by filling up the form
On OneMain Financial’s website, locate the “Check For Offers” button right in the middle of the page and click it. This will take you to another page where you must enter the loan amount.
Once you have input the amount, click “Continue”. Then, on the next page, enter your first and last name, along with your ZIP code. This will take you to another page where you must enter your full address.
Do not forget to check the box in case one appears. The website will require you to do that in order to proceed. Once you have done that, click “Continue”.
On the next page, enter your email address, and phone number, and inform them whether this is a mobile phone, home phone, or other. Then click “Continue” once again.
Now enter your monthly income exactly as you get it from your paycheck. After that hit “Continue” one more time. Next step, enter your employment status, as well as other employment and employer information they may require.
The website will then ask you whether you have a car or another vehicle. Answer it truthfully and click “Continue”. Then, on the next page, enter your birthday and Social Security number, and hit “Continue”.
Submit and wait for your loan offer
At this point, the page will show you a message of “Almost done!”. So check the first box if you agree with their terms and conditions and the second box if you want to receive promotional messages.
Then click “Check for Prequalified Offer”, and you are done!
Another recommendation: Next Day Personal Loan
Comparing lenders is one of the most efficient ways to ensure you get the best offers. So here is another one of our recommendations.
NextDay is not a lender, it is an aggregator website that allows you to get offers from a number of different lenders. Basically, you send one application, and lenders compete for your business.
Like what you see? Then click the link below, and we will tell you all about it.
Next Day Personal Loan review
With so many lenders in the market, finding the perfect personal loan for your financial needs requires time and commitment. See how Next Day will help you!
About the author / Danilo Pereira
Trending Topics
Capital One Savor Rewards review: a cashback credit card!
Full review: Capital One Savor Rewards credit card give you up to 4% cash back and a $300 introductory bonus!
Keep ReadingThe debt avalanche method: Learn how it works
Unsure of what you can do to eliminate debt? Find out what you need to know about this powerful tool — the debt avalanche method.
Keep ReadingHow to get your African Bank Gold Credit Card: Low monthly fee and credit life protection
In this African Bank Gold Credit Card application guide, we will show you how to get this card fast so you can start enjoying its benefits.
Keep ReadingYou may also like
How to get your Aeroplan® Credit Card: easy application and huge benefits
In this Aeroplan® Credit Card application guide, you will learn how to get this card and start enjoying high rewards on Air Canada purchases.
Keep ReadingThe best online brokerage accounts
Looking for the best online brokerage accounts to invest your money? Our list is going to give you a hand. Check it out.
Keep ReadingWells Fargo Reflect℠ credit card review
In this Wells Fargo Reflect℠ credit card review, you will learn about this card's super-long 0% intro APR. Plus, it charges no annual fee.
Keep Reading