Online banking has made everything easier, and Merrick Bank has joined the digital world. You can solve every question through their website and mobile banking app, making your financial management easier.

It doesn’t matter if you have an excellent credit score or a fair one. Merrick Bank offers credit cards and loans for people with low credit scores, with fair prices and interest rates.

So, if you’re interested in getting some of these products, just keep reading this post, and we’ll tell you how to do it.

Merrick Bank has three credit cards available for different types of customers:

All you have to do is fill out the application form on the website. It will take you just a few minutes to fill out six sections:

Just send the application form to receive your card offer. You can get the classical secured, or maybe you’ll qualify for the Merrick Bank unsecured credit card.

To qualify for a personal loan, you need a minimum credit score of 580. You also need a checking account and an official ID.

Merrick Bank intends to give accessible loans, so you have a good chance of getting one. You can contact them at 1-833-842-7900. 

Getting a decent card with a low credit score is hard but not impossible. Merrick Bank has some good options but will give you another recommendation, so you have something to compare with.

A good option to build credit is getting a secured card like a PCB Secured Visa credit card. Just place your security deposit and use your credit limit strategically.

To learn more about secured cards and the PCB Secured Visa, check the following content with more useful information.