To qualify for the African Bank Credit Card, you need to be a South African resident over the age of majority. You also need to provide proof of income and bank statements reflecting the last three months of your salary.

There is no preset spending limit on the African Bank Credit Card. Your specific credit line will be determined by your credit risk profile along with other financial data. Customers with healthy finances might get a limit as high as R250,000. African Bank also reviews your profile periodically, and responsible use can grant you a limit increase in as little as six months.

Credit Life Insurance is mandatory for all new customers, and will help you keep afloat in case of an unexpected life event. With it, you’ll have added peace of mind if any of the following may occur: compulsory unpaid leave, loss of income, temporary disability, permanent disability, and death.