If you have at least a good credit score with a steady monthly income, your approval odds for the Amex EveryDay® Credit Card are good. However, it’s important to note that the issuer will look at other financial aspects before granting you the card. So keep an eye on your credit history, debt-to-income ratio, number of open accounts, etc.

Yes, Amex offers online pre-qualification for the Amex EveryDay® Credit Card. All you have to do is visit the card’s webpage and begin the application process. Pre-qualification will show you your approval odds without causing any harm to your credit score, and getting pre-approved is a big step towards a successful application.

The Amex EveryDay® Credit Card has a variable interest rate between 17.24% – 28.24% according to your overall creditworthiness. New members can enjoy an extensive 0% APR period of 15 months for balance transfers and purchases. That means you can take advantage of that period to pay down credit card debt or make large purchases without paying interest. There is, however, a 3% balance transfer fee per transaction.