Credit Cards

FNB Petro Credit Card review: Enjoy Fuel Discounts

Get a number of courtesy services and apply easily for this card. Check out our FNB Petro Credit Card review to learn more.


by Danilo Pereira

Published on 03/25/2023

Revolutionize Your Fuel Expenses with a Credit Card that Saves You Money on Fuel Spending!

FNB Petro Credit Card
If you love a good road trip, this card will suit your needs. Source: The Post New.

Looking for a credit card that offers cash back and discounts on fuel purchases? Look no further than this FNB Petro Credit Card review. Read on and learn all you need to know!

FNB Petro Credit Card

How to get your FNB Petro Credit Card

Start saving big on petrol station purchases with a little help from our FNB Petro Credit Card application guide.

  • Requirements: A valid South African ID or passport, a minimum age of 18 years old, proof of income, and meeting FNB’s credit criteria and affordability assessments.
  • Initiation Fee: Up to R175.00
  • Monthly Fee: R40.00
  • Rates: Personalised
  • Rewards: N/A

If you’re a frequent driver and want to save money on fuel, this card may be for you. In this review, we are going to unveil its benefits and disadvantages to make it easier for you to decide whether it is for you.

FNB Petro Credit Card: how does it work?

The FNB Petro Card is a credit card that caters to the needs of car owners in South Africa. There are two options available: a standalone card or a linked card that you connect to a credit card. 

You can use the card for vehicle maintenance, petrol, toll payments, and other automotive needs. Also, to apply for the FNB Petro Card, you must earn a minimum annual income of R84,000.00. 

Additionally, cardholders have to pay a monthly credit facility fee of R17.00 and a monthly account fee of R40.00.

Still, one of the standout features of the FNB Petro Card is the free AA roadside assistance. Also, the roadside assistance includes a number of free services. 

These services also include roadside repair, changing of flat tyres, tow-in services limited to 40 kilometres round trip, and much more.

It also includes courtesy services that include car hire and overnight accommodation for cardholders and four of their passengers.

The FNB Petro Card also offers personalized interest rates and separate credit card statements. This helps cardholders manage their fuel and motor vehicle expenses. 

You can use the card to purchase petrol at any fuel station in South Africa, as well as pay for tolls and vehicle maintenance. 

However, it is essential to note that the card has some limitations. For instance, you can’t use it for any transactions other than those related to motor vehicle expenses.

Also, the FNB Petro Card has several fees, including a credit facility fee of R17.00, and an initiation fee of up to R175.00. It also comes with a monthly account fee of R40.00, and an additional card fee of R20.00, and others.

Significant benefits and disadvantages you may find

FNB Petro Credit Card
Save money when filling your car tank. Source: Canva.

Now is the time in our FNB Petro Credit Card review when we compare the card’s pros and cons. Check out the list of benefits and disadvantages below.


  • High savings on fuel purchases.
  • Free roadside repair.
  • A number of courtesy services
  • Easy online application process.


  • Limited to fuel purchases.
  • High interest rates on balances.
  • Limited acceptance outside of South Africa.
  • High initiation fee.

Is a good credit score required for applicants?

The issuer does not specify whether the card requires a good credit score. However, it is worth pointing out that the better your credit score, the higher your chances of getting approved with good conditions.

Learn how to apply and get a FNB Petro Credit Card

Apply for the FNB Petro Credit Card easily with our step-by-step application guide. Click the link below to get started.

FNB Petro Credit Card

How to get your FNB Petro Credit Card

Start saving big on petrol station purchases with a little help from our FNB Petro Credit Card application guide.

About the author  /  Danilo Pereira

Danilo is a copywriter with a passion for learning. Deeply interested in philosophy, politics and arts.

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