The American Express Serve Cash Back card accepts a maximum balance of $100,000. However, if you are close to the maximum balance, it may serve you better to put your money in an interest bearing account such as a money market account, a CD or a savings account.

On this very website we have prepared an application guide which helps you go through the process step by step. However, as a general guideline, you can visit the American Express website and fill in the application form with your information such as full name, address, date of birth, email and Social Security Number. Then you must check the information is accurate and submit your application.

Getting the American Express Serve Cash Back card online offers an important advantage over getting it from an in-store retailer: zero cost. When you get the American Express Serve Cash Back card from an in-store retailer you will have to pay $3.95 for the card. And even if you get it from a store, you will still have to register your card online. After this process, you will have to wait for the permanent American Express Serve Cash Back card to arrive in the mail.

Yes, the American Express Serve Cash Back card is FDIC insured.