To earn the maximum APY, account holders must receive monthly direct deposits totaling $1,500 or more, use their Axos Visa® Debit Card for a total of 10 transactions per month, sign up for Account Aggregation/Personal Finance Manager in Online Banking, maintain an average daily balance of $2,500 per month in an Axos Managed Portfolios Account, maintain an average daily balance of $2,500 per month in an Axos Self Directed Trading Account, and use the Rewards Checking account to make the full monthly Axos consumer loan payment.

Yes, the Axos Bank Rewards Checking Account offers unlimited domestic ATM fee reimbursements. However, you may still be charged a fee by the ATM, which will be reimbursed by Axos Bank. Also, ATM fees may apply if you use your debit card abroad, so plan accordingly.

No, there are no minimum balance requirements for the Axos Bank Rewards Checking Account. You’re still eligible to earn interest on your purchases and you don’t have to worry about monthly maintenance fees if your balance drops too low.