Applicants for the BankAmericard® credit card must have a credit score of 690 or higher. This scoring generally falls within the category of Good to Excellent credit, which means it is advisable that you check your current credit score before applying for this card. If you receive mail or email of a pre-approved offer from Bank of America, that is an indication that your credit profile probably meets the requirements for being approved for the BankAmericard® credit card.

Offering nearly 2 years of 0% APR for new cardholders, the BankAmericard® credit card is especially designed for individuals looking to finance large purchases, reduce or eliminate debt.

The BankAmericard® credit card is a Mastercard. This means you can use it at nearly 11 million merchants nationwide, and you can also use it abroad in over 200 countries and territories. Both Visa and Mastercard are widely accepted worldwide. Factors such as network-level benefits offered by both Visa and Mastercard can be different from one network to another. However, the differences between them are relatively small.