The Chase Freedom Flex℠ Credit Card offers 5% in rotating categories each quarter up to $1,500 in combined purchases. For the first quarter of the new year, the 5% categories are: grocery stores (with the exception of Walmart), Target, fitness clubs and gym memberships.

To qualify for the Chase Freedom Flex℠ Credit Card, the credit score recommendation is 700+. However, you have to keep in mind that your score alone is no guarantee of approval. Chase takes other information when considering your application such as your income, debt to income ratio and number of open accounts.

The Chase Freedom Flex℠ Credit Card offers all new cardmembers an extensive 0% APR period (15 months) on purchases and balance transfers. Once that period ends, your APR will be determined by a series of financial factors such as your credit history and income situation, and can vary anywhere between 18.74% – 27.49%.