Once you have received your loan offers, chosen one of them and finished the application process, the lender will process your request. Processing could take anywhere between a few minutes and a business day. As a rule, you can expect that your funds will be deposited into the account you have provided within a business day. Depending on a number of factors such as the time of the day, the accuracy of the information you have provided, or your lender, it could take less time or longer for you to have access to the money. But in general, a 1-day wait for the loan to arrive will be the average.

Clear Money Loans is not a lender. Rather, it is a loan aggregator that refers borrowers to lending companies. So Clear Money Loans does not perform credit checks on applicants. However, lenders may perform both soft pulls on applicants for pre-qualification purposes, as well as hard pulls. The loan aggregator does not specify credit requirements for loans. However, to increase your chances of being approved it helps if you have a fair credit score.

Clear Money Loans does not define your payment terms because it is not a lender. However, lenders found through Clear Money Loans offer terms estimated between 60 days and 180 months (or 15 years). Your specific payment terms are set taking into account the loan amount, your credit score, among other factors.