DirectAxis Personal Loans are best suited for individuals who need quick access to funds for personal expenses such as home improvements, debt consolidation, or unexpected expenses.

You can use your DirectAxis Personal Loans for a range of personal expenses such as debt consolidation, home improvement, education, medical expenses, vehicle repairs, travel expenses, and more. It is important to keep in mind that a DirectAxis Personal Loan should be used responsibly and for essential or important expenses.

To qualify for a loan with DirectAxis, you must be a South African citizen or permanent resident with a valid South African ID and 18 years or older. You must earn a minimum monthly income of R5,000 with a good credit record. The provider requires you to provide proof of income, such as recent payslips, bank statements or tax returns. Plus, you must provide proof of residence, such as a utility bill or lease agreement, and have a valid bank account.