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The first debit card that helps you build a solid score and earn rewards while doing so!

Extra Debit Card: perfect to build credit and avoid debt!


Credit cards can be a pitfall sometimes. We recommend you take a look at this debit card that builds your credit score. It is not a credit line but will report every purchase to major credit bureaus. And if you subscribe for the credit building + rewards, you will get 1% back from every purchase to buy gifts at the Extra store! Check our full review to learn more.


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Do you want to get the most out of your credit card experience? Then the Extra Debit Card is for you! Enjoy a wide range of benefits and perks that can enhance the way you save and how you build your credit. Check some of them below!

This is the first debit card in the market that helps you build your score by reporting your monthly payments to credit bureaus.
There's no credit check when you apply, and your spending power is determined by your bank balance.
You can sign up to their Rewards + Credit Building and earn rewards on all purchases you make!
Since this is a Mastercard product, you can use it virtually everywhere!

You will remain in the same website

The Extra Debit Card has a pretty simple structure to it. When you apply for it, you need to connect the card with your bank account. Then, Extra will give you a spending limit based on your account balance and other factors within your application. Whenever you make a new purchase, the company will cover the amount and pay themselves back the next day. At the end of each month, they’ll round up all your payments and report them to the main credit bureaus to help you build or repair your credit score.

There’s no preset spending power on a new Extra Debit Card. The amount varies according to your bank balance and account activity. Usually, new cardmembers will have a lower limit which can increase over time as you use the card responsibly and make on time payments.

You can sign up to two different membership plans with your Extra Debit Card. The first one costs $149 per year and it’s called Credit Building. It will help you stay in control of your spending and credit building journey while offering resources and tools to make sure you’re on the right path. The other plan costs $199 annually and it’s called Rewards + Credit Building. It allows you to build your score responsibly while providing rewards on purchases and exclusive access to the Extra Rewards Store.

If you’d like to learn more about how you can apply for an Extra Debit Card, we can help. In the link below, you’ll find a complete walkthrough of the process and more details about the card.

Extra debit card review

Learn how to get the Extra debit card

Are you tired of having a debit card with no benefits? It's time to apply for Extra debit card and get credit card advantages without any credit score requirement.

But if you want to check out a different option, the Mission Money Visa® Card is a solid alternative. Check the following link to learn about its features and benefits. We’ll also show you how you can easily apply for it!

Mission Money Visa® Debit Card

Mission Money Visa® Card application

Signing up for the Mission Money Visa® Card is quick and easy. Learn how this fee-free card can help you with your money management!

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