If you prefer using your debit card rather than a credit card, you should consider to apply for an Extra debit card. This way you’ll get rewards when you use your debit card.

And if you need to build a credit history but do not get along with credit cards very well, you can also count on Extra. Use this debit card on every purchase and it will turn them into a credit report. But is it a credit line?

No, it works just like a regular debit card, with no credit line. All you have to do is link your bank account to your Extra account. Every time you use it, the money will come from your checking account.

So, there is no way to spend more than you have. But remember this while you are using your Extra debit card, as there is no way to carry a balance, and your money is actually being spent right away.

Are you ready to have a new debit card and take control of your finances? So let’s open your account and apply for an Extra debit card.

Access the Extra website and hit “apply now”. You’ll have to consent that you are at least 18 years old and that you agree with some terms. Read them before proceeding.

Now there will be a sequel of questions for personal and financial information. It is pretty intuitive, and you should complete it in a couple of minutes.

Select your monthly subscription, and link your bank account. As soon as you got your Extra debit card in hand you’ll start using your money in a better way than your old debit card.

If you want to check out another option, the Mission Money Visa® Debit Card is a fantastic alternative. While it doesn’t offer Extra’s credit building features, it provides a complete fee-free lifestyle for you to save money.

Check the link below to learn more about this card and how you can easily apply for it!