Debit Cards

Extra debit card review: is it worth it?

If you prefer using debit cards instead of credit cards, get yourself an Extra debit card to get benefits like rewards points and even build a strong credit score. Read this review to understand how it works.

Advertisement

Extra debit card: a debit card that builds your credit score.

Extra debit card review
Read our review about this amazing product. Source: The Post New.

You will understand why this debit card is unique when you read this Extra debit card review. You might wonder: why use this debit card instead of the regular debit card of my bank account?

Probably, your debit card does not offer the same benefits as the Extra debit card. Or even no benefit at all. But with Extra you can get rewards and build your credit score with no risk of creating debt.

You can choose the way you’d like to spend your money, without being made a hostage of your bank account. To learn more benefits of choosing Extra as your go-to debit card, keep reading this post.

Extra debit card review

Learn how to get the Extra debit card

Are you tired of having a debit card with no benefits? It's time to apply for Extra debit card and get credit card advantages without any credit score requirement.

Credit ScoreNo credit score is required
Annual Fee$84 – $108
Regular APRN/A
Welcome bonusDoes not offer a welcome bonus.
RewardsWhen you upgrade your subscription, you can get 1% of your purchase back in points.

Extra debit card: is it a good card?

Not everybody enjoys having credit cards. We know they can offer many perks and rewards, but they are also a temptation for overspending, and some people don’t know how to handle them properly.

It can be hard to track so many accounts and take care of your checking account as your credit card at the same time. But on the other hand, having a credit card is the best way to build a credit score. A high score will grant you better loans, mortgages, etc.

Extra debit card will give you a solution. You will use it like a reloadable debit card by linking it to your checking account. Every time you make a purchase, Extra pays for it, and then, Extra will report your card usage to the major credit bureaus. And you have zero risk of creating debt and paying interest on it because you can only spend the amount you have on your linked checking account.

You’ll have to pay a fee for this service, but you can earn rewards if you subscribe to the rewards version.

Extra debit card: should you get one?

Extra debit card review
Should you get this card? Source: The Post New.

You can open your account with Extra and receive an Extra debit card to spend your money. You’ll enjoy some pros, and deal with some cons, just like every card.

Pros

  • No credit check to open your account
  • It is not necessary to put any security deposit
  • Build credit score while you use it.
  • Enjoy a Concierge service to assist you.
  • Earn rewards

Cons

  • Your credit history will not be reported to TransUnion
  • It does charges a monthly fee (that you can pay annually to save a few dollars)

What is the required credit score?

Extra will not ask for an inquiry on your score, because it will not give you a credit line. There is no risk of you overspending and leaving a balance behind because they will automatically get the money linked in your account to pay for every purchase.

Extra debit card application

You don’t have to apply for the card. All you need to do is open your account and link a valid checking account. The following content will tell you everything you need to know to get this debit card.

Extra debit card review

Learn how to get the Extra debit card

Are you tired of having a debit card with no benefits? It's time to apply for Extra debit card and get credit card advantages without any credit score requirement.

About the author  /  Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

Trending Topics

content

Secured Sable ONE Credit Card review

Are you looking for a no-annual-fee card to get nice perks and improve your score along the way? Check out the Secured Sable ONE credit card!

Keep Reading
content

Chase Slate Edge℠ Card application

Learn how to apply for the Chase Slate Edge℠ Card and get exclusive access to benefits and perks to help you manage your expenses.

Keep Reading
content

FNB Personal Loans review

Check out our FNB Personal Loans review to learn why this could be your best bet in getting the money you need when you need it.

Keep Reading

You may also like

content

US Bank Secured Visa® Credit Card review

Check our US Bank Secured Visa® Credit Card review to learn how you can build and establish a healthier credit score for yourself!

Keep Reading
content

BlueVine Business Checking Account review: perfect for Small Business Owners

In this BlueVine Business Checking Account review you will see how this is an excellent choice for small business owners.

Keep Reading
content

TFSA vs RRSP: Which is Right for You?

TFSA vs RRSP: Which one is the best? Each person will have a preference. Read this content to decide which is the best for you.

Keep Reading