No. The First Progress Platinum Prestige Mastercard® Secured Credit Card is a product designed for people with a bad score or no credit history, so everyone is welcome to apply. Upon application, the company will only perform a soft inquiry on your credit score. That means you don’t have to worry about further damage or a decrease in points.

Yes. If you use your card responsibly and make on time payments, you can become eligible for an unsecured First Digital Mastercard in just 6 months.

Since the First Progress Platinum Prestige Mastercard® Secured Credit Card is a secured card, your security deposit is what determines your spending limit. You can choose any amount starting at $200 and up to $2,000. That deposit is refundable once you close your account in good standing or graduate to an unsecured card.

Yes. The First Progress Platinum Prestige Mastercard® Secured Credit Card is a good card for people who are just starting their credit journey or need to repair their scores. The card charges a $49 annual fee, which is fairly low, and reports all account activity to the three major credit bureaus in the U.S.