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Get an unsecured $750 store credit line regardless of your credit score!

Merit Platinum Card – Easy online application with no credit checks!


If you’re tired of being denied credit because of your current credit score, the Merit Platinum Card is here to change the game. With it, you’ll have an unsecured $750 credit line to shop at the Horizon Outlet online store and have access to thousands of amazing products to choose from. Read our full review to learn more about this card.


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The Merit Platinum Card can give you back the purchasing power you deserve while others may not. You’ll be able to purchase thousands of products, but that’s not all it has to offer! Check some of its benefits below:

Unsecured $750 credit line.
No APR charges.
24/7 credit monitoring and identity theft insurance up to $1,000,000.
Roadside assistance, legal assistance and prescription discount plan.

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Not at all. The Merit Platinum Card offers everyone an equal chance to regain their purchasing power when other traditional cards may not. You can request it online regardless of your credit score. All you need is to be over the age of majority, have a valid checking or savings account and a debit or credit card to your name.

Unfortunately, no. Horizon Card Services stopped reporting monthly payments to the main credit bureaus in January of 2022. That means you won’t see an improvement on your credit rating by using this credit card. If your goal is credit building, there are other options available to you in the market.

The Merit Platinum Card is only available for purchases at the Horizon Outlet online store. Since this card is not a Visa or Mastercard, you cannot use it to purchase goods and services at other merchants. If you want a credit card that you can use at other locations, the Merit Platinum is not the best choice for you.

If you want to learn how you can apply for the Merit Platinum Card, we’ve got you. You can follow the link below to check more information about eligibility and how the entire process works. 

merit platinum card

How to get your Merit Platinum card

The Merit Platinum Card application process is simple and you can do it online in just a few minutes. Read on to learn how to do it!

However, if you feel like the Merit is not the best choice for you, there are other options.

Horizon Card Services has other cards, and one of them is the Group One Platinum Card.

With slightly different features, you can also apply for it with no credit check.

Check the link below for more information about the card’s main features and benefits.

We’ll also show you how you can easily request the card online and get a response within a few minutes.

Group One Platinum Card

How to get your Group One Platinum Card

Applying for the Group One Platinum Card gives you the chance to get a high initial credit limit and a life-long 0% APR.

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