No, there is no annual fee for this card, making it a great choice for travelers who want to earn rewards without paying extra fees.

Yes, the Norwegian Cruise Line® World Mastercard® offers an introductory APR. For the first 15 billing cycles, the card provides a 0% introductory APR for both balance transfers and purchases. This feature allows new cardholders to save money by transferring high-interest balances to the card without incurring interest charges during the promotional period.

The Norwegian Cruise Line® World Mastercard® offers several travel perks to its cardholders. These perks include trip cancellation insurance, which can help cover the cost of a cancelled trip due to unexpected circumstances. Baggage delay insurance is also available, which can provide reimbursement for essential items in case of a delayed baggage arrival. The card also offers travel accident insurance, which can provide coverage in case of accidental injury or death while traveling. Additionally, cardholders can benefit from no foreign transaction fees when using the card for purchases made outside the United States.

This card is best suited for frequent cruisers who spend a significant amount on cruise fares, hotel and airline purchases, and general spending. With its rewards and travel perks, it’s a great choice for those who love cruising and traveling.