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Instant approval with no credit check to help you on the road for better credit!

OpenSky® Secured Visa®: Get the purchasing power of a real Visa card!


With this card you can shop everywhere! Choose your credit limit with your refundable security deposit. It can be as low as $200 or as high as $3,000. There is no credit check, so you can apply with any score you have. You’ll have a real credit card to use on your purchases and build an excellent credit history. Check our full review to learn more!


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Are you looking to rebuild your credit score in a responsible and effective way? The OpenSky® Secured Visa® Credit Card offers a variety of impressive benefits that can help you get back on track with your finances and build better credit habits. Check some of them below!

No credit check is required for the application and you'll find out instantly if you're approved!
Choose your credit limit and take charge of your finances.
Get a credit limit increase or graduate to an unsecured credit card in as little as six months!
See your credit score improve over time with monthly payment reporting to all the main credit bureaus in the U.S.

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Since the OpenSky® Secured Visa® Credit Card reports all monthly payments to the three main credit bureaus in the U.S., you’ll be able to notice a significant improvement on your score between 1 and 3 months of responsible use. According to OpenSky, more than half of cardmembers that pay their bills on time every month see a 30+ point increase on their scores.

By acquiring an OpenSky® Secured Visa® Credit Card, you’ll have to pay a $35 annual fee. However, that is not the only fee the card has. There’s also a cash advance fee of 5%, a 3% foreign transaction fee and a max late fee up to $38. These are all reasonable fees for the segment.

Once you submit your application, get the card and fund your security deposit, it generally takes about 2 weeks for the OpenSky® Secured Visa® Credit Card to arrive at your address. Unfortunately, there’s no expedited shipping with this credit card.

You can easily apply online for the OpenSky® Secured Visa® Credit Card and start your journey towards better credit today! See the link below for more details about how the process works.

opensky secured visa credit card

How to get the OpenSky Secured Visa?

If you need a second chance to use a credit card, OpenSky has a special offer for you. Read this post to learn how you can get it.

But if you’re looking for a credit card that offers rewards while helps you repair your score, the U.S. Bank Cash+® Visa® Secured Card is a great alternative. With this card, you can earn up to 5% back in two categories of your choice!

Check the following link to learn what else the U.S. Bank Cash+® Visa® Secured Card can do for you. We’ll also provide an easy step-by-step guide on the application process.

U.S. Bank Cash+® Visa® Secured Credit Card

How to apply for US Bank Cash+® Visa® Secured Card

Wondering how to apply for the U.S. Bank Cash+® Visa® Secured Credit Card? This post will walk you through the application process step-by-step. Read on to learn more!

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