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International Visa® coverage with the possibility of a $0 annual fee.

Oportun® Visa® Credit Card – Regain control of your finances and build a solid credit rating!


The Oportun® Visa® Credit Card could be just the card you’re looking for! With Oportun, you can take advantage of a low-fee structure, free access to your credit score, and easy online account management. The issuer reports all payments to the three main credit bureaus, so it’s a great way to start building credit or rebuild your existing credit history! Learn more about the card and get started on your way to a better financial future.


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The Oportun® Visa® Credit Card is designed to help you build credit and financial stability over time. With this card, you can make everyday purchases, pay bills and build credit with every purchase you make. Check some of its benefits below:

Initial credit limit up to $1,000.
Oportun reports your account activity to major consumer reporting agencies each month.
International acceptance with no foreign transaction fees.
Zero Fraud liability so you can shop with confidence!

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Yes, the Oportun® Visa® Credit Card offers a pre-qualification process before you submit a formal application. The issuer requires all new applicants to prequalify in order to check their approval odds. While getting pre-approved for the card enhances your chances of acquiring the card, it’s no guarantee. Pre-approval also performs only a soft pull on your score, which means it causes no harm to your current rating.

The annual fee varies between $0 and $49 based on your overall creditworthiness. However, that’s not the only fee attached to the Oportun® Visa® Credit Card. There’s also a cash advance fee of $10 or 3% (whichever is greater) and up to $35 on late and returned payments.

After approval, it usually takes between 7 to 10 business days for the Oportun® Visa® Credit Card to arrive at your address. Unfortunately, Oportun does not offer the option for expedited shipping.

If you want to learn more details on how you can apply for an Oportun® Visa® Credit Card, follow the link below.

Oportun® Visa® credit card

Oportun® Visa® Credit Card application

Learn about the simple application process for the Oportun® Visa® Card – a card that helps people build credit history with affordability.

But if you want to look at another card before applying, we recommend the Petal® 1 “No Annual Fee” Visa® Credit Card.

The Petal 1 card has no annual fee, and you can get cash back rewards at eligible merchants.

Follow the link below to check more information about this card, including its main features and eligibility requirements. We’ll also show you in detail how you can apply for it.

petal 1 credit card

Petal 1 credit card application

Having a credit card can help you in many ways. Petal is willing to approve you with any credit score. Give it a try by following the steps in this post.

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