First Premier will consider a series of crucial data points when determining your spending limit, like your credit history, annual income and debt. You can get a credit limit anywhere between $300 and $1,000 based on your creditworthiness.

The PREMIER Bankcard® Mastercard® Credit Card reports your account activity and monthly payments to the three main credit bureaus in the U.S. Responsible use and on-time payments can help you gradually improve your credit score over time.

The PREMIER Bankcard® Mastercard® Credit Card is designed for people with a bad score or no credit history. Therefore, you don’t need a high rating to request it.

You can use your PREMIER Bankcard® Mastercard® Credit Card anywhere in the world where Mastercard is accepted. But beware of the rates and fees before making any international purchases.