The BankAmericard® Secured credit card is an excellent choice for individuals looking to build their credit history, even if they have limited credit experience, so check how the application process works!

The card has several benefits, including low fees, customizable alerts, and access to credit education resources, to help cardholders improve their credit.

Furthermore, the card offers fraud protection, zero liability, and secure account access.

If you’re interested in building your credit history, follow our easy step-by-step application guide to apply for the BankAmericard® Secured credit card.

You can initiate a request for a Bank of America credit card online by following these steps. Firstly, navigate to their website, where you will see a menu with different options. 

Then, locate and select the “Credit Cards” option, positioned in the top left corner of the homepage, between “Savings” and “Home Loans”. 

After that, a dropdown list will appear, offering a range of credit cards, from which you should choose “Credit Cards to Build Credit”.

Among the options available, you will find the BankAmericard® Secured card to start the application process. So click on the “Apply Now” button!.

Now, enter your full name, address, phone number, and email address. After filling in these details, click the “save and continue” button.

Then provide information on your citizenship status. If you are a US citizen, enter your Social Security Number. 

Also, if you are a non-US citizen, state your date of birth, country of citizenship, and country of residence. After that click “save and continue” once you have entered the relevant information.

You will now need to provide details about your occupation, annual income, source of income, and monthly housing payment. You may also choose to add a cardholder or transfer a balance at this stage.

Then, click “save and continue” once you have finished filling in the details. The subsequent page will display the card’s terms and conditions for your review.

Ensure you check the acknowledgment box before clicking “save and continue” again. Then, on the following page, review all the information you have entered.

Finally, click “Submit my application” when you are ready to proceed. Good job! Your BankAmericard® Secured credit card application is now complete!

If you’d like to check out another secured card to compare with this one, look no further. Have a look at the Bank of America® Unlimited Cash Rewards Secured.

This card offers an efficient way to earn rewards while building credit. The card provides 1.5% unlimited cash back on all purchases with no annual fee. 

The Bank of America® Unlimited Cash Rewards Secured Credit Card’s rewards structure is easy to understand, as it offers flat-rate cash back on all purchases.

Sounds interesting? Then click the link below and learn everything about this credit card.