SA
Standard Bank Blue Credit Card review: Affordable Credit Card with Benefits
Read this Standard Bank Blue Credit Card review and learn how you can get Travel Insurance, UCount Rewards, and much more!
Advertisement
Get Personalized Interest Rates, Travel Insurance, and earn UCount Rewards
This card comes with a maximum credit limit of R250,000.00, personalized interest rates, free travel insurance of up to R1,000,000.00 and more. This is our Standard Bank Blue Credit Card review.
How to get your Standard Bank Blue Credit Card
In this Standard Bank Blue Credit Card application guide you are going to learn how to get this card with personalized interest rates.
- Requirements: Earning at least R7,500.00 per month.
- Initiation Fee: Once-off R180.00
- Monthly Fee: R40.00.
- Rates: Ranges between the prime rate and the repo rate + 14%.
- Rewards: UCount Rewards on every purchase.
The Standard Bank Blue Credit Card is an excellent choice for those looking for an affordable credit card with great benefits.
With this credit card, you can make secure purchases, enjoy free AutoBank cash deposits, and get access to great discounts.
Standard Bank Blue Credit Card: how does it work?
The Standard Bank Blue Credit Card is an affordable credit card offering convenient everyday banking. It is the most affordable credit card from Standard Bank and comes with the least benefits.
It is ideal for those looking for a no-frill card to perform day to day transactions and banking. However, there are no travel benefits and discounts associated with the card.
To qualify for the Blue credit card, you need to earn at least R7,500.00 per month. The maximum credit limit is R250,000.00.
Interest rate is personalized and subject to your credit profile ranging between the prime rate and the repo rate + 14%. The credit card has a monthly service fee of R40.00 and a once-off initiation fee of R180.00.
The Blue credit card comes with a number of benefits. This includes up to R1,000,000.00 in free travel insurance when you buy flight tickets using your card.
You also get a free AutoBank cash deposit or balance enquiry per month, and UCount Rewards every time you use your credit card. Plus, free internet, telephone and mobile banking, lost card protection and secure store purchases.
The credit card also has competitive advantages such as personalized interest rates that are dependent on your credit
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Benefits and disadvantages of the Standard Bank Blue Credit Card
Now that you are familiar with this card’s details, let’s have a look at its pros and cons. Our Standard Bank Blue Credit Card review would not be complete without it.
Check out the list of benefits and disadvantages we have prepared for you below.
Benefits
- R250,000.00 credit limit
- Personalized Interest rates
- Up to R1,000,000.00 travel insurance
- UCount Rewards
Disadvantages
- No travel benefits
- Minimum R7,500.00 income
- Fees depend on spending
Is a good credit score required for applicants?
Yes, a good credit score is required for applicants. The credit limit is subject to affordability and your personal credit profile, and the interest rate is personalized and subject to your credit profile.
Learn how to apply and get a Standard Bank Blue Credit Card
Do you like what you have seen in this Standard Bank Blue Credit Card review? Then click the link below and learn how to apply for this card in just a few minutes.
How to get your Standard Bank Blue Credit Card
In this Standard Bank Blue Credit Card application guide you are going to learn how to get this card with personalized interest rates.
About the author / Danilo Pereira
Trending Topics
Eastern Bank Personal Loans application
The Eastern Bank Personal Loans application is simple, and you can apply online in five minutes. Read on to get the complete walkthrough.
Keep Reading
Bank of America® Unlimited Cash Rewards Secured application
If you want to start earning cash back on all purchases, our Bank of America® Unlimited Cash Rewards Secured application guide is for you.
Keep Reading
TFG Account online application: easy steps!
Find out how the TFG Money Account can fit into your financial strategy with our review, and learn about the online application. Read on!
Keep ReadingYou may also like
How to join and start banking with Aspiration Bank?
In this Aspiration Bank application guide, you will learn how to join it easily and stay environmentally friendly while earning cash back.
Keep Reading
Credit Firm application
See how the Credit Firm application process works and how you can get a personalized plan to help you fix your score.
Keep Reading
Discover it® Student Cash Back credit card application
We'll tell you how to apply for a Discover it Student Cash Back credit card and get rewards in every purchase.
Keep Reading