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Standard Bank Blue Credit Card review: Affordable Credit Card with Benefits

Read this Standard Bank Blue Credit Card review and learn how you can get Travel Insurance, UCount Rewards, and much more!

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Get Personalized Interest Rates, Travel Insurance, and earn UCount Rewards

Standard Bank Blue Credit Card
You can get travel benefits with this Standard Bank credit card! Source: The Post New.

This card comes with a maximum credit limit of R250,000.00, personalized interest rates, free travel insurance of up to R1,000,000.00 and more. This is our Standard Bank Blue Credit Card review.

Standard Bank Blue Credit Card

How to get your Standard Bank Blue Credit Card

In this Standard Bank Blue Credit Card application guide you are going to learn how to get this card with personalized interest rates.

  • Requirements: Earning at least R7,500.00 per month. 
  • Initiation Fee: Once-off R180.00
  • Monthly Fee: R40.00. 
  • Rates: Ranges between the prime rate and the repo rate + 14%. 
  • Rewards: UCount Rewards on every purchase.

The Standard Bank Blue Credit Card is an excellent choice for those looking for an affordable credit card with great benefits.

With this credit card, you can make secure purchases, enjoy free AutoBank cash deposits, and get access to great discounts.

Standard Bank Blue Credit Card: how does it work?

The Standard Bank Blue Credit Card is an affordable credit card offering convenient everyday banking. It is the most affordable credit card from Standard Bank and comes with the least benefits. 

It is ideal for those looking for a no-frill card to perform day to day transactions and banking. However, there are no travel benefits and discounts associated with the card. 

To qualify for the Blue credit card, you need to earn at least R7,500.00 per month. The maximum credit limit is R250,000.00.

Interest rate is personalized and subject to your credit profile ranging between the prime rate and the repo rate + 14%. The credit card has a monthly service fee of R40.00 and a once-off initiation fee of R180.00.

The Blue credit card comes with a number of benefits. This includes up to R1,000,000.00 in free travel insurance when you buy flight tickets using your card.

You also get a free AutoBank cash deposit or balance enquiry per month, and UCount Rewards every time you use your credit card. Plus, free internet, telephone and mobile banking, lost card protection and secure store purchases. 

The credit card also has competitive advantages such as personalized interest rates that are dependent on your credit

Benefits and disadvantages of the Standard Bank Blue Credit Card

Standard Bank Blue Credit Card
Use “Tap to Pay” to make your purchases easy. Source: Canva.

Now that you are familiar with this card’s details, let’s have a look at its pros and cons. Our Standard Bank Blue Credit Card review would not be complete without it.

Check out the list of benefits and disadvantages we have prepared for you below.

Benefits

  • R250,000.00 credit limit
  • Personalized Interest rates
  • Up to R1,000,000.00 travel insurance
  • UCount Rewards

Disadvantages

  • No travel benefits 
  • Minimum R7,500.00  income 
  • Fees depend on spending

Is a good credit score required for applicants?

Yes, a good credit score is required for applicants. The credit limit is subject to affordability and your personal credit profile, and the interest rate is personalized and subject to your credit profile.

Learn how to apply and get a Standard Bank Blue Credit Card

Do you like what you have seen in this Standard Bank Blue Credit Card review? Then click the link below and learn how to apply for this card in just a few minutes.

Standard Bank Blue Credit Card

How to get your Standard Bank Blue Credit Card

In this Standard Bank Blue Credit Card application guide you are going to learn how to get this card with personalized interest rates.

About the author  /  Danilo Pereira

Danilo is a copywriter with a passion for learning. Deeply interested in philosophy, politics and arts.

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