This card comes with a maximum credit limit of R250,000.00, personalized interest rates, free travel insurance of up to R1,000,000.00 and more. This is our Standard Bank Blue Credit Card review.

The Standard Bank Blue Credit Card is an excellent choice for those looking for an affordable credit card with great benefits.

With this credit card, you can make secure purchases, enjoy free AutoBank cash deposits, and get access to great discounts.

The Standard Bank Blue Credit Card is an affordable credit card offering convenient everyday banking. It is the most affordable credit card from Standard Bank and comes with the least benefits. 

It is ideal for those looking for a no-frill card to perform day to day transactions and banking. However, there are no travel benefits and discounts associated with the card. 

To qualify for the Blue credit card, you need to earn at least R7,500.00 per month. The maximum credit limit is R250,000.00.

Interest rate is personalized and subject to your credit profile ranging between the prime rate and the repo rate + 14%. The credit card has a monthly service fee of R40.00 and a once-off initiation fee of R180.00.

The Blue credit card comes with a number of benefits. This includes up to R1,000,000.00 in free travel insurance when you buy flight tickets using your card.

You also get a free AutoBank cash deposit or balance enquiry per month, and UCount Rewards every time you use your credit card. Plus, free internet, telephone and mobile banking, lost card protection and secure store purchases. 

The credit card also has competitive advantages such as personalized interest rates that are dependent on your credit

Now that you are familiar with this card’s details, let’s have a look at its pros and cons. Our Standard Bank Blue Credit Card review would not be complete without it.

Check out the list of benefits and disadvantages we have prepared for you below.

Yes, a good credit score is required for applicants. The credit limit is subject to affordability and your personal credit profile, and the interest rate is personalized and subject to your credit profile.

Do you like what you have seen in this Standard Bank Blue Credit Card review? Then click the link below and learn how to apply for this card in just a few minutes.