VivaLoan review: get a loan easily

Read this VivaLoan review and learn how this online loan aggregator can help you get your loan by tomorrow even if you have bad credit.


VivaLoan: Get your loan by tomorrow even if you have bad credit

Don’t worry about bad credit with VivaLoan. Source: The Post New.

With this tool you will be able to connect with personal loan lenders and apply for amounts between $100 and $15,000. Read this VivaLoan review and find out what you need to know.


How to apply for VivaLoan?

In this VivaLoan application guide you will learn how to use this tool to find lenders willing to provide you with funds.

VivaLoan has hundreds of lender partners and it connects borrowers to these same lenders according to the customer profile.

It works as a loan marketplace which brings together customers and lenders to facilitate matching between both.

  • APR: Lender-dependent
  • Loan Purpose: Lender-dependent
  • Loan Amount: $100 to $15,000
  • Credit Needed: Any
  • Terms: Lender-dependent
  • Origination Fee: Lender-dependent 
  • Late Fee: Lender-dependent
  • Early Payoff Penalty: Lender-dependent

How does VivaLoan work?

VivaLoan offers customers the ability to receive multiple loan offers by filling out a single online application form. It offers loans for multiple purposes such as debt consolidation, repairs or maintenance, etc.

You can apply in as little as 5 minutes and the process is 100% online, no need to wait in line. Once you have filled out the form and submitted it, the platform will send it to lenders who will then analyze it.

If one or more lenders approve your loan request, you will then receive their respective loan offers. With that at hand you can now compare and choose the one that best fits your needs.

Once you have selected your lender, you can now review and e-sign your loan agreement, right there on the spot.

After finishing this process, you should receive the money directly in your bank account within a business day or two.

The platform works with over hundreds of lenders, so it is very unlikely you will not receive at least one loan offer even if you have bad credit. 

Because this is an online platform, you can apply for loans any time of the day, 7 days a week.

You can do it from anywhere, even from your phone, because their application form is optimized for both iOS and Android browsers.

The platform uses an industry standard security protocol with data encryption technology which ensures that your information is secure when you use their website.

VivaLoan: should you apply for it?

Get the loan ammount that you need at VivaLoan. Source: Canva.

Now you are familiar with this platform’s details. However, our VivaLoan review would not be complete without a comparison between its benefits and disadvantages.

So have a look at the list of pros and cons we have prepared for you below.


  • Flexible eligibility criteria
  • Fast fund transfer
  • Available 24/7
  • Safe and easy transactions


  • Online-only 
  • Not a direct lender

What is the required credit score?

VivaLoan is not a direct lender. Therefore, it does not have specific credit requirements you must meet in order to apply for loans. 

However, when you apply for a loan with a lender, it may have credit requirements. So we recommend that you check your credit score before applying.

Learn how to apply for VivaLoan

Do you like what you have seen in this VivaLoan review? If so, how about trying the platform to find the right loan for your needs?

Click the link below and we will show you how you can do that.


How to apply for VivaLoan?

In this VivaLoan application guide you will learn how to use this tool to find lenders willing to provide you with funds.

About the author  /  Danilo Pereira

Danilo is a copywriter with a passion for learning. Deeply interested in philosophy, politics and arts.

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