Loans

VivaLoan review: get a loan easily

Read this VivaLoan review and learn how this online loan aggregator can help you get your loan by tomorrow even if you have bad credit.

Advertisement

VivaLoan: Get your loan by tomorrow even if you have bad credit

vivaloan
Don’t worry about bad credit with VivaLoan. Source: The Post New.

With this tool you will be able to connect with personal loan lenders and apply for amounts between $100 and $15,000. Read this VivaLoan review and find out what you need to know.

vivaloan

How to apply for VivaLoan?

In this VivaLoan application guide you will learn how to use this tool to find lenders willing to provide you with funds.

VivaLoan has hundreds of lender partners and it connects borrowers to these same lenders according to the customer profile.

It works as a loan marketplace which brings together customers and lenders to facilitate matching between both.

  • APR: Lender-dependent
  • Loan Purpose: Lender-dependent
  • Loan Amount: $100 to $15,000
  • Credit Needed: Any
  • Terms: Lender-dependent
  • Origination Fee: Lender-dependent 
  • Late Fee: Lender-dependent
  • Early Payoff Penalty: Lender-dependent

How does VivaLoan work?

VivaLoan offers customers the ability to receive multiple loan offers by filling out a single online application form. It offers loans for multiple purposes such as debt consolidation, repairs or maintenance, etc.

You can apply in as little as 5 minutes and the process is 100% online, no need to wait in line. Once you have filled out the form and submitted it, the platform will send it to lenders who will then analyze it.

If one or more lenders approve your loan request, you will then receive their respective loan offers. With that at hand you can now compare and choose the one that best fits your needs.

Once you have selected your lender, you can now review and e-sign your loan agreement, right there on the spot.

After finishing this process, you should receive the money directly in your bank account within a business day or two.

The platform works with over hundreds of lenders, so it is very unlikely you will not receive at least one loan offer even if you have bad credit. 

Because this is an online platform, you can apply for loans any time of the day, 7 days a week.

You can do it from anywhere, even from your phone, because their application form is optimized for both iOS and Android browsers.

The platform uses an industry standard security protocol with data encryption technology which ensures that your information is secure when you use their website.

VivaLoan: should you apply for it?

vivaloan
Get the loan ammount that you need at VivaLoan. Source: Canva.

Now you are familiar with this platform’s details. However, our VivaLoan review would not be complete without a comparison between its benefits and disadvantages.

So have a look at the list of pros and cons we have prepared for you below.

Pros

  • Flexible eligibility criteria
  • Fast fund transfer
  • Available 24/7
  • Safe and easy transactions

Cons

  • Online-only 
  • Not a direct lender

What is the required credit score?

VivaLoan is not a direct lender. Therefore, it does not have specific credit requirements you must meet in order to apply for loans. 

However, when you apply for a loan with a lender, it may have credit requirements. So we recommend that you check your credit score before applying.

Learn how to apply for VivaLoan

Do you like what you have seen in this VivaLoan review? If so, how about trying the platform to find the right loan for your needs?


Click the link below and we will show you how you can do that.

vivaloan

How to apply for VivaLoan?

In this VivaLoan application guide you will learn how to use this tool to find lenders willing to provide you with funds.

About the author  /  Danilo Pereira

Danilo is a copywriter with a passion for learning. Deeply interested in philosophy, politics and arts.

Trending Topics

content

Stakeholders vs Shareholders:  Understanding the difference

There are important differences between stakeholders and shareholders, and we are going to help you understand them.

Keep Reading
content

Chime Visa® Debit Card Review: Your Key to Hassle-Free Banking!

No more banking fees! Unveil the Chime Visa® Debit Card in this review and say goodbye to hidden charges and hello to convenient banking!

Keep Reading
content

US Bank Cash+® Visa® Secured Card application

Applying for the U.S. Bank Cash+® Visa® Secured Card is easy! Learn how to get started and find out what you need to qualify.

Keep Reading

You may also like

content

Safe investments with the best low-risk options

If you're a beginner or conservative investor, you will like what the best low-risk investments have to offer. Take a look at this post.

Keep Reading
content

How to choose the perfect credit card? Learn how!

Finding the perfect card will get easier if you learn how to choose your credit card based on your credit score. We'll tell you how it works.

Keep Reading
content

LightStream Loans review

The best personal loan with low rates and no fees you'll get with LightStream Loans like we'll show you in this review.

Keep Reading