Credit Cards

Blue Business Cash™ Card from American Express review

Read this Blue Business Cash™ Card from American Express review and learn about this card's straightforward rewards and ease of use.

Advertisement

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

This card is an especially solid option for business owners looking for simplicity

Blue Business Cash™ Card
If you own a business, check this AMEX credit card! Source: The Post New.

This low-maintenance credit card is incredibly simple to manage and maintain. If you like to keep things simple, check out our Blue Business Cash™ Card from American Express review.

Blue Business Cash™ Card

How to get your Blue Business Cash™ Card

In this Blue Business Cash™ Card from American Express application guide we are going to show you how to get this card easily.

  • Credit Score: Good – Excellent (690 – 850) 
  • APR: 16.99% to 24.99% Variable. Rates & Fees.
  • Annual Fee: $0. Rates & Fees.
  • Fees: 2.7% foreign transaction fee. Rates & Fees.
  • Welcome bonus: Earn $250 in statement credit after spending $3,000 on purchases within the first 3 months since opening the account. Terms apply.
  • Rewards: Earn 2% cash back on eligible purchases. Offer valid for up to $50,000 spent in a calendar year. 1% cash back thereafter. Terms apply. 

At no annual fee, this card offers an excellent rewards rate, a 12-month 0% intro APR period, and more flexibility in your spending.

With it, you also get car rental loss and damage insurance if you make the reservation with your Blue Business Cash™ Card from American Express.

Blue Business Cash™ Card from American Express: how does it work?

The Blue Business Cash™ Card from American Express credit card does not charge an annual fee. That is every cardholder’s dream, especially for those applying for a  non-luxury card like this one.

Despite not being a luxury credit card, it nonetheless allows you to earn 2% cash back on all eligible purchases.

This is a high rate when compared to other similar cards. The only downside of the cash back reward is that it applies only to the first $50,000 you spend within a calendar year.

Once you have reached that cap, you will earn 1% cash back. In any case, the cash back you have earned is directly deposited into your account.

This means you do not need to wait until you have accumulated a certain amount. The card takes care of it for you.

This card’s most outstanding feature, especially if you are a business owner, is its “Expanded Buying Power” benefit. 

With this feature, you can exceed your credit limit up to a certain amount which the issuer determines based on your credit record, payment history, spending habits, and other factors.

However, you must pay this excess portion of your credit limit in full every billing cycle. Not doing so will incur interest and a penalty rate on your entire balance.

Significant benefits and disadvantages of the Blue Business Cash™ Card from American Express

business woman using Blue Business Cash™ Card
You can get an outstanding business credit card with a $o annual fee. Source: Canva.

Now that you are familiar with this card’s details, how about comparing its pros and cons? Our Blue Business Cash™ Card from American Express review would not be complete without it.

Benefits

  • It does not charge an annual fee
  • Offers a 0% intro APR period
  • Earns cash rewards at a high rate
  • Offers a welcome bonus

Disadvantages

  • Caps on bonus rewards
  • Good to Excellent credit requirements
  • Foreign transaction fee

Is a good credit score required from applicants?

Yes, the Blue Business Cash™ Card from American Express requires a Good to Excellent credit score from its applicants.

That generally means a credit score between 690 and 850.

Learn how to apply and get a Blue Business Cash™ Card from American Express

So, do you like what you have seen in this Blue Business Cash™ Card from American Express review? If so, you should check out our application guide.

Click the link below and take the next step in applying for this card. We have prepared a complete step-by-step walkthrough of the process to make things easier for you.

Blue Business Cash™ Card

How to get your Blue Business Cash™ Card

In this Blue Business Cash™ Card from American Express application guide we are going to show you how to get this card easily.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

About the author  /  Danilo Pereira

Danilo is a copywriter with a passion for learning. Deeply interested in philosophy, politics and arts.

Trending Topics

content

Bank of America® Travel Rewards Card review

Are you looking for an exceptional travel rewards card? Then check out our Bank of America® Travel Rewards Card review!

Keep Reading
content

The Post New recommendation Bank of America® Unlimited Cash Rewards Secured review

If you like earning cashback and paying no annual fee, check out the Bank of America® Unlimited Cash Rewards Secured.

Keep Reading
content

PenFed Gold Visa® application: how to get the card with the lowest APRs in the market

If you're interested in getting the PenFed Gold Visa® credit card, then read this post with details about the online application process.

Keep Reading

You may also like

content

JP Morgan Self Directed or Robinhood: which is better?

Should you use JP Morgan self-directed or Robinhood Investing platform to start your investing career? Read this post to find out.

Keep Reading
content

Curadebt application

Are you struggling with debt? Learn about the CuraDebt application process and how debt settlement can help you get back on your feet.

Keep Reading
content

Best Personal Loans for November 2022

Looking for the best personal loan for you? In this article we are going to tell you about the best personal loans in November 2022.

Keep Reading