Credit Cards

Chase Freedom Unlimited® review

Have you asked Santa Claus for a credit card with no annual fee and the best rewards rates on the market? Here it is! Read this review to see how it's true.

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Chase has really good cards, but this one is amazing!

Chase Freedom Unlimited® credit card
Check every benefit of the Chase Freedom Unlimited® credit card. Source: The Post New.

You probably already know that Chase has great credit cards, but this Chase Freedom Unlimited® credit card review will make you think this one is the absolute best one – especially if you’re not willing to pay an annual fee. 

Chase Freedom Unlimited® credit card

How to get Chase Freedom Unlimited® credit card?

Apply for the Chase Freedom Unlimited® to enjoy the best rewards program for a zero annual fee. This post will show you how the application process works.

When we say that working on your credit card is important and can grant you good offers, this is what we’re talking about.

The Chase Freedom Unlimited® credit card has one of the best rewards rates in the credit card market. And the best part is that you don’t have to pay any annual fee to use it. Keep reading this review and you’ll see how it is very much worth it.

  • Credit Score: Good/Excellent
  • APR: 16.49% to 25.24%, with a 0% intro APR for 15 months, both for purchase and for a balance transfer
  • Annual Fee: $0 per year
  • Fees: 5% or at least $5 for transfer (3% or at least $5 during the first year); 5% or at least $10 cash advance fee; 3% foreign transaction fee.
  • Welcome bonus: earn a $200 cash bonus if you spend at least $500 during the first three months, plus 5% cashback on gas stations in the first year
  • Rewards: cashback rates from 1% to 5%. Terms apply.

Chase Freedom Unlimited®: is it a good card?

This card is a gem. If you have good or excellent credit you can apply for it to have excellent rewards rates and high-quality service. 

It charges no annual fee or monthly fee. But it does charge a foreign transaction fee, so it may not be the best option to take on your trip abroad.

The best part is the rewards program. The cashback works like this: 5% on travel purchases (as long as you buy them through Chase Ultimate Rewards); 3% at restaurants, and drugstores; 1.5% cashback on everything else.

And during the first year, you’ll get a 5% bonus cashback on gas stations (with a $6,000 spending cap).

As you can see, the basic rate of 1.5% is already way better than many other credit cards. And it never expires! The welcome bonus is also pretty valuable, as you can earn $200 (you have three months to spend at least $300 to earn this bonus).

On top of all of this, you’ll get fraud protection, contactless technology, benefits at Chase partners, and much more.

Chase Freedom Unlimited®: should you get one?

Easy paying. Happy man use credit card on cellphone to earn cashback rewards
Use your Chase Freedom Unlimited® card everywhere to earn a lot of rewards. Source: Adobe Stock.

it’s hard to find any flaw in this card. It is even hard to find a card to compare with it. But we’ll show you in this review some possible disadvantages and the many benefits of applying for the Chase Freedom Unlimited® credit card. 

Benefits

  • No annual fee and no monthly fee
  • Valuable welcome bonus and rewards program
  • Contactless technology card with fraud protection
  • Discount at Chase partners
  • Intro APR on purchases and balance transfer

Disadvantages

  • To apply for this card you have to prove creditworthiness with a good or excellent credit score
  • The welcome bonus cashback has a spending cap

What is the required credit score?

Yes, Chase does require a good or excellent credit score for new applicants. But it is comprehensible for the number of benefits for a zero annual fee they’re willing to give you. 

Chase Freedom Unlimited® application

Apply for this card online, and start earning a lot of cashback. Don’t waste any more time and click the following link to read the content about the application process.

Related content: How to apply for a Chase Freedom Unlimited®?

Chase Freedom Unlimited® credit card

How to get Chase Freedom Unlimited® credit card?

Apply for the Chase Freedom Unlimited® to enjoy the best rewards program for a zero annual fee. This post will show you how the application process works.

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