If you’re looking for a new rewards credit card, you might be wondering if the Citi Premier® Card or Citi® Double Cash Card is worth your time. In this article, we’ll compare the two cards so you can see which alternative fits your lifestyle better.

While both Citi cards have a generous rewards program, there are some key differences between them that could impact your choice.

Check their main features below and keep reading to learn whether you should apply for a Citi Premier® Card or Citi® Double Cash Card.

The Citi Premier® Card is a solid credit card for anyone looking to earn points on their everyday spending.

With this card, you’ll get 3 points per dollar spent on travel, dining, gas stations and supermarkets. You’ll also earn 1 point per dollar spent on everything else you purchase.

Plus, there’s no limit to the amount of points you can earn, and your points won’t expire as long as you have an active account.

The points are easily redeemable and you can use them for statement credits, travel expenses, gift cards, and more.

If you want, you can also transfer your points to one of Citi’s airline or hotel partners. And if that’s not enough, you’ll also get a $100 annual travel credit to use towards any travel purchase charged to your card.

All new cardholders can get 80,000 ThankYou points after spending at least $4,000 within the first three months of card membership.

You can easily redeem those points via the ThankYou website, and they are worth over $800 in gift cards.

The card charges an annual fee of $95, and there’s no 0% introductory APR period, with its interest rates varying between 18.24% – 26.24%.

Those issues should not become a problem if you manage to pay your bill in full each month and take proper advantage of this card’s rewards system. 

If what you’re looking for is an easy rewards structure, the Citi® Double Cash Card has what it takes.

The cash back system is simple: you’ll earn 1% when you make a purchase, and an additional 1% as you pay off your credit card bill each month. 

There’s no limit to the amount of cash back you can earn, and you can redeem your rewards for cash or statement credits at any time.

Plus, there’s no annual fee, so this card is a great way to earn cash back without having to pay any extra fees.

You’ll also get a 0% intro APR on balance transfers for 18 months on balance transfers, and a competitive APR that varies between 16.24% and 26.24% after that.

There’s a great $200 cash back welcome bonus for new cardholders who meet the bank’s requirements to earn the reward.

With Citi Entertainment®, you’ll have access to purchase tickets to all sorts of special events. That includes presales and exclusive perks to dining experiences, concerts and more. 

Citi offers two great cash back credit cards: the Citi Premier® Card and the Citi® Double Cash Card. Both cards offer excellent rewards and benefits, so deciding which one is right for you can be tough.

If you travel frequently or spend a lot on dining and entertainment, the Citi Premier® Card is a great option.

If you prefer a simpler rewards structure, or if you don’t think you’ll take advantage of the extra perks offered by the Citi Premier®, then the Citi® Double Cash Card is probably a better choice for you.

The bottom line is, whichever card you choose, you’ll be earning cash back on all your purchases. Ultimately, the best choice for you depends on your spending habits and how you manage your credit card balance.

And if you’re looking for a third option, check out the Discover it® Cash Back review in the link below. This card comes with a great rewards rate on rotating categories and doesn’t charge an annual fee. 

Check its features, pros and cons and see how it stacks up against the Citi Premier® Card or Citi® Double Cash Card before making a final decision.